EFTA00133624

P
NrCU ACCOUNT NO. 
RANK/RATE 
NAMC if IR3T 
• 
CREDIT CARD CHANGE OF ADDRESS 
VISA ACCOUNT NO. 
LAST 
SUFFIX, 
NEW ADDRESS 
Ll I Y 
SIAIE 
OP LIME 
APPUCANT OR CO-APPUCANT SIGNATURE 
THIS ADDRESS CHANGE IS APPLIC.ARLE TO: 
NSA ONLY 
ALL APPLICANT'S NFCU ACCOUNTS 
.i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT 
HOMETELEPHONE 
%Vile fklikVSKINe 
Information About Your Visa 
Account 
Important Telephone Numbers For Navy Federal:9 Credit Card Services 
For Credit Card Services and Lost Cards, call tell-free  
 
1-888-842-6328 
Coted internationally  
1-703.255.8837 
For toll free numbers when OvetSeaS. 
navytedeeillOrgiCiversean 
Emergency ASSistanCe  
 ..1.800-VISA.911 
Emergency ASSiStanCe (hem overseas, Call collect)  
1-410.581.9994 
Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. 
Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the 
V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total 
anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the 
month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall 
Street Journelco the first day of the previous month. Your Margin is a percentage amount 
that we determine based on an evaluation c4 your credit history. 
Payments: Payments may be made by mail, electronic bander, or at a branch in person. 
NI payments must be made in U.S. (Wart Pasts 
you mail must be addressed to Navy 
Federal, P.O. Box 
Merrifield, VA 22119 
Payments we receive by mail at this 
address by 5:00 pm ET will be credited the sane day. In some cases, available credit may 
be delayed until the payment is veined. Mailed payments to your credit card account may 
not be commingled with funds designated fa credit to other Navy Federal acconts. We 
will accept late et partial payments vahout forfeiting any of Navy Federars rights under 
this Agreement Payments that are marked "paid in full' and that are of an amount less 
than the balance al the credit card amourite that are marked wet' any ether raUlctve 
endorsements, should be sent to P.O. Box 
=
,
 
Medfield, VA 22119, AtM. Oeclit Card 
Division. 
Transactions Made In Foreign Currents All Vita purduses and cash advances will 
be tilled to you in U.S. cellars. The rate ci exchange used for processing international 
transactions is a rate selected by Visa from the range a rates available in wholesale 
currency ma kets fa the applicable central praesew date, which rate may vary from the 
rate Yea itself receives or the government-mandated rate in elect for the applicable 
central povecing date. 
Paying Interest Your due date is at least 25 days after the dose of each billing cycle. 
We will not charge you interest on purchases if you pay yOur entire balance by the due 
date each man. We will begin charging interest on cash advances, balance Wanders, 
and convenience checks on the transaction date. 
ATM Cash Advance Fees: None Y performed at a Navy Federal branch a 
ATM. 
Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use 
yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by 
the owner a the ATM. 
How We Determine The Amount Of Interest Charges: Nary Federal calculates 
interest changes on your account by applying the periodic rate to the average daily 
balance of you account, including anent transactons. To get the average daily 
balance, we take the teginning balance a you, account each day, add new puchases 
and cash advances, and subtract any payments, credits, and unpaid interest charges to 
give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle 
and dNide the total by the number ci days In the baling cycle. This gives us the average 
daily balance. You can find your 'average daily balance' for each baling cycle in the 
'Balance Subject W Interest Rate' column of you, statement. 
Payment Allocation: In general, we WI apply your miamum payment to the overtime 
moult (it any), Merin, and fees first berm applying it to principal balances. If your 
account has balances with different APRs, we Wit apply the minimal, payment first to the 
balance with the lowest APR before balances with higher APRs. My payment amount in 
excess of the Mininluni payment wil be allocated to the balance with the highest APR and 
any remaining petal to the other balances in descending ceder based on APR. 
C 2017 Nary Federal NFCU 57N (12.17) 
Pew 2014 
Billing Rights Summary 
Whet to Do 
Yen Mai You Find a Mistake on Your Stelanent 
If you think there is an era on your stament, write to us at: 
Navy Feaval Credit Union 
P.O. 80x 
Merrifiel0, VA 22119 
You may also contact us electronically through Online Banking atnavyfederaLorg. 
In your letter, give us the following information: 
• Acc0unt uirennetion: Your rare and account timber 
• Oast amount The dinar smolt of the suspected error 
• Description of problem: If you think there is an erns an your NIL describe what you 
believe is wrong and why you believe ic is a mistake. 
You must mead us within 60 days after the error appeared al your statement. 
You must notify us of any potential errors in writing a electronically. You may call us, bat 
you do, we are not required to Investigate any potential errors, and you may have to 
Pay the amount in question. 
1Vhde we investigate whether a not there has teen an error, the following are true: 
• We cannot try to collect the anoint in question or report you as delinquent on that 
moult. 
• The charge in question may remain on your statement, and we may cootnue to charge 
you interest on that amount. But, if we determine that we made a riVetalee, you will not 
have to pay the amount in question or any interest or other fees related to that 
amount. 
• While you do not have t0 pay the amount In question, yOu are responsible for the 
reminder of your balance. 
• We can apply any unpaid amen aganst your at& 
Your Rights it You Are Obsatieded With Your Crate Card Pm-theses 
If you are dasatisted with the goods or services that you have purrJused with you creel 
cad, and you have tried in good faith to cared the problem MIA the merchant, you may 
have the right not to pay the remaining amount due on the purchase. 
To use this right, all of the following mast be Me: 
1. The purchase must have been made n you home state a vain 100 man of your 
anent mailing address, and the purchase price must have been more than $50. 
(Note Nether a these is necessary V your purchase was based on an advertisement 
we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 
2. YOu must have used your credit card fa the purchase. Purchases made with cash 
advances from an ATM or with a check that accesses your credit card account do net 
guilty. 
3. You must not yet have fully paid for the purchase. 
V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact 
us in writing a electronically at: 
Navy Federal Oval Union 
P.O. Box 
Skidded, VA 22119 
You may also contact us electronically through Online Banking atnavyfederal.org. 
Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. 
After we finish our investigadon, we will tell you our dealer,. At that pant, S we think 
you a2 an amount and you do net pay, we may report you as delinquent. 
Navy Federal Credit Union 
SP O01 
EFTA00133944

NAVY 
FEDERAL 
Credit Union 
TRANSACTIONS 
waSignature arheRewards 
Per304 
to= nn max I= 
Amount 
Trans Date Post Date Reference No. 
Description 
07/14/19 
07/15/19 
24906419195076269138927 HSN'HSN1599210750 IOFS 800-9332887 FL 
$24.53 
07/14/19 
07/15/19 
24906419195076269763738 HSWHSN1599210744 
800-9332887 FL 
$17.49 
07/14/19 
07/15/19 
24906419195076268078478 HSWHSN1599231978 IOFS 800-9332887 FL 
$11.34 
07/14/19 
07/15/19 
24906419195076268821127 HSWHSN1599210745 
800-9332887 FL 
$17.49 
07/14/19 
07/15/19 
24906419195076268799725 HSWHSN1599307559 IOFS 800-9332887 FL 
$12.13 
07/14/19 
07/15/19 
24906419195076270207501 HSWHSN1599210746 
800-9332887 FL 
$17.49 
07/14/19 
07/15/19 
24906419195076270230968 HSWHSN1599210743 IOFS 800-9332887 FL 
$12.13 
07/14/19 
07/15/19 
24906419195076269578189 HSWHSN1599210740 
800-9332887 FL 
$17.49 
07/14/19 
07/15/19 
24906419195076268037217 HSWHSN1599231977 IOFS 800-9332887 FL 
$11.34 
07/17/19 
07/18/19 
24906419198076424084852 HSWHSN1599307558 10F2 800-9332887 FL 
$24.73 
07/17/19 
07/18/19 
24492159198894797252159 BORGHESE INC 
866-267-4437 NY 
$80.03 
07/20/19 
07/22/19 
24492159201637271829688 BUTCHERBOX 
HTTPSWWW.BUTCMA 
$116.00 
07/21/19 
07/22/19 
24492159202637317837100 CHOPSTIX - BAY RIDGE - STRIPE.COM CA 
$32.84 
07/23/19 
07/24/19 
24906419204076718284244 HSN'HSN1599231976 IOFS 800-9332887 FL 
57.83 
07/25/19 
07/26/19 
24137469207600121629829 HAUTLK RACK8885478438 888-547-8438 CA 
$133.88 
07/28/19 
07/29/19 
24692169209100040138700 MIKASA.COM 
866-645-2721 NY 
$310.28 
08/01/19 
08/02/19 
24492159213637809345898 SP • YUMMY BAZAAR INC YUMMY8A7_AAR.MNJ 
554.17 
08/03/19 
08/05/19 
24055239215083323319132 WALMART.COM 8009666546 800-966-6546 AR 
$68.72 
08/03/19 
08/05/19 
24906419215077317348684 HSWHSN1599238954 IOFS 800-9332887 FL 
$18.48 
08/04/19 
08/05/19 
24906419216077359430910 HSN'HSN1599210751 IOFS 800-9332887 FL 
S8.37 
08/05/19 
08/06/19 
24906419217077415962152 Evros '136759268.VP 
800-6765523 MN 
$23.30 
08/03/19 
08/07/19 
24639239218900015402243 THE REPUBLIC OF TEA. INC.800-2984832 CA 
590.37 
08/08/19 
08/09/19 
24692189220100859889295 NETFLIX.COM 
NETFLIX.COM CA 
S12.99 
08/07/19 
08/09/19 
24639239220900015602673 THE REPUBLIC OF TEA. INC.800-2984832 CA 
$115.00 
08/08/19 
08/09/19 
24906419220077570102425 HLU'Hulu 956791385014-U HULU.COMIBILLCA 
S5.99 
TOTAL New Activity for 
51,270.55 
2019 TOTALS YEAR-TO-DATE 
Total Fees charged in 2019 
Total Interest charged rt 2019 
INTEREST CHARGE CALCULATION 
Your Annual Percentage Rate (APR) is the annual interest rate on your account. 
$0.00 
$112.97 
Annual Percentage Rate 
Balance Subject to 
Type of Balance 
(APR) 
Interest Rate 
Interest Charge 
Puchasse 
11.90% (v) 
$0.00 
$0.00 
Cash Maces 
13.90% (v) 
$0.00 
$0.00 
Bal TrIr-omeChle 
(v) = Variable Rate 
11.90%(v) 
$0.00 
$0.00 
• Bal Trf/Caw Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest 
Interest is assessed from the transaction date to the date the amount is paid in full. 
Navy Federal Credit Union 
SP 001 
EFTA00133945

Visa S 
(
ignature 
al / 
Rewards 
Navy Federal Credit Union 
SP 001 
EFTA00133946

NAVY 3 
FEDERAL 
Credit Union 
r 
MINIMUM 
PAYMENT DUE 
0.00 
PAST DUE 
PAYMENT 
PLEASE MAKE CHECK PAYABLE AND MAIL TO: 
NAVY FEDERAL 
P.O. BOX 
MERRIFIELD VA 22119M 
PAYMENT 
DUE DATE 
NEW 
BALANCE 
01/28/2019 
105.32 
ACCOUNT NUMBER 
JO= 'coot Rum= 
ACCESS NUMBER 
5737231 
SUMMARY OF ACCOUNT ACTWITY 
Previous Balance 
Payments 
Other Credits 
Purchases 
Cash Advances 
Fees Charged 
Interest Charged 
New Balance 
$105.32 
Past Due Amount 
Credit Limit 
$24.500.00 
Available Credit 
$24.394.68 
Cash Limit 
$12,250.00 
Available Cash 
$12,250.00 
Statement Closing Date 
01/03/2019 
Da a In Billl 
C cle 
31 
Visa Signature 
GO REWARDS® 
ACCOUNT NUMBER 
I 
AMOUNT 
ENCLOSED
xxxx xxxx xxxx 
$ 
PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE. 
cc 
002081.7 
PT 
BRUNSWICK GA 31523-6397 
PAYMENT INFORMATION 
New Balance 
$105.32 
Minimum Payment Due 
NONE 
Payment Due Date 
01/28/2019 
Late Payment Warning:If we do not receive your 
minknum payment by the date listed above. you may 
have to pay a $20.00 late fee and your APRs may be 
increased up to the Penalty APR of 18.00%. 
Minimum Payment Warning: If you make only the 
minimum payment each period. you will pay more in 
interest and it will take you longer to pay off your 
balance. For example: 
It you make no 
You wll pay al 
additional charges 
the balance 
mem the card 
shaven on the 
and each month 
statement rt 
You Pay... 
Only the rnrtimum 
7 
ins
payment 
And you will end 
up paying an 
esornaled 
told of... 
5109 
Visa Signature* 
GO REWARDS® 
page 1 old 
QUESTIONS
Credit Card Services 
1-Sedd42•6928 
Send Billing Inquiries To: 
Navy Federal credit union 
P.O. Box 
MerrIlleid VA 22119-IM 
Send Payments To: 
Navy Federal 
P.O. Box 
Merrifield VA 22119-IM 
To view your account 
online veil nevyfilderlbl.Org. 
If you would Ike inlommlicri about 
credit counseing aen tt s. go to 
littpcbrewrinstce.goduntlistr 
credercounsetingragenden 
engraved-pursue:Urn ruttr>111 
Cr Call 1-868-503-7106. 
REWARD POINT SUMMARY 
Start Balance 
- 
Earned 
Bonus 
I 
Redeemed 
Adjusted 
I Expired/Purged 
End Balance 
I 
I 
I 
Redemptions are not permitted on dosed or delinquent accounts. 
3.418 
Rewards Details 
Rewards for Jan 2019 
Qualified Spend 
Rewards Points 
Restaurants 
$0.00 
fli/ 3x 
0 
Gas Stations 
WOO 
@ 2x 
0 
Other Eligible Purchases 
$307.74 
307 
Total This Period 
$307.74 
307 
Total Reward Year to Date 
$307.74 
307 
Navy Federal Credit Union 
SP 001 
EFTA00133947

P
NrCU ACCOUNT NO. 
RANK/RATE 
NAMC if IR3T 
• 
CREDIT CARD CHANGE OF ADDRESS 
VISA ACCOUNT NO. 
LAST 
SUFFIX, 
NEW ADDRESS 
Ll I Y 
SIAIE 
OP LIME 
APPUCANT OR CO-APPUCANT SIGNATURE 
THIS ADDRESS CHANGE IS APPLIC.ARLE TO: 
NSA ONLY 
ALL APPLICANT'S NFCU ACCOUNTS 
.i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT 
HOMETELEPHONE 
%Vile fklikVSKINe 
Information About Your Visa 
Account 
Important Telephone Numbers For Navy Federal:9 Credit Card Services 
For Credit Card Services and Lost Cards, call tell-free  
 
1-888-842-6328 
Coted internationally  
1-703.255.8837 
For toll free numbers when OvetSeaS. 
navytedeeillOrgiCiversean 
Emergency ASSistanCe  
 ..1.800-VISA.911 
Emergency ASSiStanCe (hem overseas, Call collect)  
1-410.581.9994 
Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. 
Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the 
V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total 
anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the 
month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall 
Street Journelco the first day of the previous month. Your Margin is a percentage amount 
that we determine based on an evaluation c4 your credit history. 
Payments: Payments may be made by mail, electronic bander, or at a branch in person. 
NI payments must be made in U.S. (Wart Pasts 
you mail must be addressed to Navy 
Federal, P.O. Box 
Merrifield, VA 22119 
Payments we receive by mail at this 
address by 5:00 pm ET will be credited the sane day. In some cases, available credit may 
be delayed until the payment is veined. Mailed payments to your credit card account may 
not be commingled with funds designated fa credit to other Navy Federal acconts. We 
will accept late et partial payments vahout forfeiting any of Navy Federars rights under 
this Agreement Payments that are marked "paid in full' and that are of an amount less 
than the balance al the credit card amourite that are marked wet' any ether raUlctve 
endorsements, should be sent to P.O. Box 
=
,
 
Medfield, VA 22119, AtM. Oeclit Card 
Division. 
Transactions Made In Foreign Currents All Vita purduses and cash advances will 
be tilled to you in U.S. cellars. The rate ci exchange used for processing international 
transactions is a rate selected by Visa from the range a rates available in wholesale 
currency ma kets fa the applicable central praesew date, which rate may vary from the 
rate Yea itself receives or the government-mandated rate in elect for the applicable 
central povecing date. 
Paying Interest Your due date is at least 25 days after the dose of each billing cycle. 
We will not charge you interest on purchases if you pay yOur entire balance by the due 
date each man. We will begin charging interest on cash advances, balance Wanders, 
and convenience checks on the transaction date. 
ATM Cash Advance Fees: None Y performed at a Navy Federal branch a 
ATM. 
Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use 
yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by 
the owner a the ATM. 
How We Determine The Amount Of Interest Charges: Nary Federal calculates 
interest changes on your account by applying the periodic rate to the average daily 
balance of you account, including anent transactons. To get the average daily 
balance, we take the teginning balance a you, account each day, add new puchases 
and cash advances, and subtract any payments, credits, and unpaid interest charges to 
give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle 
and dNide the total by the number ci days In the baling cycle. This gives us the average 
daily balance. You can find your 'average daily balance' for each baling cycle in the 
'Balance Subject W Interest Rate' column of you, statement. 
Payment Allocation: In general, we WI apply your miamum payment to the overtime 
moult (it any), Merin, and fees first berm applying it to principal balances. If your 
account has balances with different APRs, we Wit apply the minimal, payment first to the 
balance with the lowest APR before balances with higher APRs. My payment amount in 
excess of the Mininluni payment wil be allocated to the balance with the highest APR and 
any remaining petal to the other balances in descending ceder based on APR. 
C 2017 Nary Federal NFCU 57N (12.17) 
Pew 2014 
Billing Rights Summary 
Whet to Do 
Yen Mai You Find a Mistake on Your Stelanent 
If you think there is an era on your stament, write to us at: 
Navy Feaval Credit Union 
P.O. 80x 
Merrifiel0, VA 22119 
You may also contact us electronically through Online Banking atnavyfederaLorg. 
In your letter, give us the following information: 
• Acc0unt uirennetion: Your rare and account timber 
• Oast amount The dinar smolt of the suspected error 
• Description of problem: If you think there is an erns an your NIL describe what you 
believe is wrong and why you believe ic is a mistake. 
You must mead us within 60 days after the error appeared al your statement. 
You must notify us of any potential errors in writing a electronically. You may call us, bat 
you do, we are not required to Investigate any potential errors, and you may have to 
Pay the amount in question. 
1Vhde we investigate whether a not there has teen an error, the following are true: 
• We cannot try to collect the anoint in question or report you as delinquent on that 
moult. 
• The charge in question may remain on your statement, and we may cootnue to charge 
you interest on that amount. But, if we determine that we made a riVetalee, you will not 
have to pay the amount in question or any interest or other fees related to that 
amount. 
• While you do not have t0 pay the amount In question, yOu are responsible for the 
reminder of your balance. 
• We can apply any unpaid amen aganst your at& 
Your Rights it You Are Obsatieded With Your Crate Card Pm-theses 
If you are dasatisted with the goods or services that you have purrJused with you creel 
cad, and you have tried in good faith to cared the problem MIA the merchant, you may 
have the right not to pay the remaining amount due on the purchase. 
To use this right, all of the following mast be Me: 
1. The purchase must have been made n you home state a vain 100 man of your 
anent mailing address, and the purchase price must have been more than $50. 
(Note Nether a these is necessary V your purchase was based on an advertisement 
we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 
2. YOu must have used your credit card fa the purchase. Purchases made with cash 
advances from an ATM or with a check that accesses your credit card account do net 
guilty. 
3. You must not yet have fully paid for the purchase. 
V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact 
us in writing a electronically at: 
Navy Federal Oval Union 
P.O. Box 
Skidded, VA 22119 
You may also contact us electronically through Online Banking atnavyfederal.org. 
Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. 
After we finish our investigadon, we will tell you our dealer,. At that pant, S we think 
you a2 an amount and you do net pay, we may report you as delinquent. 
Navy Federal Credit Union 
SP O01 
EFTA00133948

NAVY 
FEDERAL 
Credit Union 
Visa Signature* 
GO REWARDS® 
FY003.04 
TRANSACTIONS 
PAYMENTS AND CREDITS 
Trens Date Post Date Reference No. 
Description 
12128118 
12128/18 
Suhmkted By  
Arnow* 
TRANSACTIONS 
xrct max root 
Trans Date Post Date Reference No. 
Deocription 
Amour[
12120118 
12/21/18 
12120118 
12/21/18 
12120118 
12/21/18 
12120118 
12/21/18 
12120118 
12121/18 
12120118 
12/21/18 
12121118 
12/24/18 
12121118 
12/24/18 
12122118 
12/24/18 
12123118 
12/24/18 
12123118 
12/24/18 
12125118 
12/26/18 
12130118 
12/31/18 
12130118 
12/31/18 
12130118 
12/31/18 
12130118 
12/31/18 
12130118 
12/31/18 
12/30/18 
12/31/18 
12130118 
12/31/18 
12131118 
01/02/19 
2019 TOTALS YEAR-TO-DATE 
Total Fees charged in 2019 
Total Interest charged Si 2019 
$0.00 
$0.00 
INTEREST CHARGE CALCULATION 
Your Annual Percentage Rate (APR) is the annual Interest rate on your account. 
Annual Percentage Rate 
Balance Subject to 
Type of Balance 
(APR) 
Interest Rate 
Interest Charge 
Puthasse 
10.99%(v) 
30.00 
S0.00 
Cash Advances 
12.99%(v) 
30.00 
S0.00 
Bal Tit/CawChM 
(v) = Variable Rate 
10.99% (v) 
$0.00 
S0.00 
• Bat Trf/Ccrw Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest 
Interest is assessed from the transaction date to the date the amount is paid in full. 
Navy Federal Credit Union 
SP 001 
EFTA00133949

Visa Signatures 
GO REWARDS%)
fart,4 c44
CONQUER 
YOUR DEBT 
navytederal org/myBT 
Achieve financial victory with a low rate 
APR Balance Transfer. Just transfer your 
high rate balance from another lender to 
your Navy Federal Credit Card. 
Insured by NCVA.
Navy Federal Credit Union 
SP 001 
EFTA00133950

NAVY 3 
FEDERAL 
Credit Union 
MINIMUM 
PAYMENT DUE 
0.00 
Visa Signature* 
GO REWARDS® 
PAST DUE 
PAYMENT 
PAYMENT 
DUE DATE 
NEW 
BALANCE 
0.00 
02/28/2019 
0.00 
PLEASE MAKE CHECK PAYABLE AND MAIL TO: 
NAVY FEDERAL 
P.O. BOX 
MERRIFIELD VA 22119-= 
ACCOUNT NUMBER 
AMOUNT
ENCLOSED 
xxxx xxxx xxxx 
PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE. 
PT 
BRUNSWICK GA 31523-6397 
0000000000000000406095590715749340609559071574938 
ACCOUNT NUMBER 
XKKX KCCOSLVX= 
ACCESS NUMBER 
5737231 
SUMMARY OF ACCOUNT ACTWITY 
Previous Balance 
S105.32 
Payments 
-$105.32 
Other Credits 
-$0.00 
Purchases 
Cash Advances 
+50.00 
Fees Charged 
+50.00 
Interest Charged 
.40.00 
New Balance 
50.00 
Past Due Amount 
$0.00 
Credit Limit 
$24,500.00 
Available Credit 
524,500.00 
Cash Limit 
$12,250.00 
Available Cash 
$12.250.00 
Statement Closing Date 
02103/2019 
Days In Billing Cycle 
31 
PAYMENT INFORMATION 
New Balance 
50.00 
Minimum Payment Due 
NONE 
Payment Due Date 
02/28/2019 
Late Payment Warning:If we do not receive your 
mini-num payment by the date listed above, you may 
have to pay a $20.00 late fee and your APRs may be 
increased up to the Penalty APR of 18.00%. 
Minimum Payment Warning: If you make only the 
minimum payment each period. you will pay man in 
interest and it wdl take you longer to pay off your 
balance. 
cc 0020757 
Visa Signature* 
GO REWARDS® 
Paco I M4 
QUESTIONS 
Credit Card Services 
1-819842.6328 
Send Billing Inquiries To: 
Navy Federal Credit union 
P.O. Box 
imams VA 22119.
Send Payments To: 
Navy ndeffil 
P.O. Box 
MerrMeld VA 22119.
To view your account 
online veil navykiderIblOrti. 
II you would Ike idiomatic., about 
credit counseing services. go to 
htlps://wwritusece.govfusblist. 
atdil.counsetiog-agenoes. 
APproved-pursuantll•utv>111 
or call 1-868-503-7106. 
IMPORTANT NOTICES 
*INFORMATION REGARDING YOUR MINIMUM PAYMENT DUE• • YOUR MINIMUM PAYMENT DUE 15 2%0F YOUR 
STATEMENT BALANCE OR $20 (WHICHEVER IS GREATER). PLUS ANY PAST DUE AMOUNT. YOU MUST PAY 
THIS AMOUNT TO KEEP YOUR ACCOUNT IN GOOD STANDING. 
REWARD POINT SUMMARY 
Start Balance 
Eamed 
Bonus 
Redeemed 
Adjusted 
ExpireWPurged 
End Balance 
3.418 
f 
0 
0 
0 
0 
0 
3,418 
Redemptions are not permitted on dosed or delinquent accounts. 
Rewards Details 
Qualified Spend 
50.00 
@ 3x 
Rewards for Feb 2019 
Restaurants 
Rewards Points 
0 
Gas Stations 
WOO 
fa 2x 
0 
Other Eligible Purchases 
$0.00 
Total This Period 
$0.00 
0 
Total Reward Year to Date 
$307.74 
307 
Navy Federal Credit Union 
Sp001 
EFTA00133951

P
NrCU ACCOUNT NO. 
RANK/RATE 
NAMC if IR3T 
• 
CREDIT CARD CHANGE OF ADDRESS 
VISA ACCOUNT NO. 
LAST 
SUFFIX, 
NEW ADDRESS 
Ll I Y 
SIAIE 
OP LIME 
APPUCANT OR CO-APPUCANT SIGNATURE 
THIS ADDRESS CHANGE IS APPLIC.ARLE TO: 
NSA ONLY 
ALL APPLICANT'S NFCU ACCOUNTS 
.i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT 
HOMETELEPHONE 
%Vile fklikVSKINe 
Information About Your Visa 
Account 
Important Telephone Numbers For Navy Federal:9 Credit Card Services 
For Credit Card Services and Lost Cards, call tell-free  
 
1-888-842-6328 
Coted internationally  
1-703.255.8837 
For toll free numbers when OvetSeaS. 
navytedeeillOrgiCiversean 
Emergency ASSistanCe  
 ..1.800-VISA.911 
Emergency ASSiStanCe (hem overseas, Call collect)  
1-410.581.9994 
Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. 
Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the 
V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total 
anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the 
month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall 
Street Journelco the first day of the previous month. Your Margin is a percentage amount 
that we determine based on an evaluation c4 your credit history. 
Payments: Payments may be made by mail, electronic bander, or at a branch in person. 
NI payments must be made in U.S. (Wart Pasts 
you mail must be addressed to Navy 
Federal, P.O. Box 
Merrifield, VA 22119 
Payments we receive by mail at this 
address by 5:00 pm ET will be credited the sane day. In some cases, available credit may 
be delayed until the payment is veined. Mailed payments to your credit card account may 
not be commingled with funds designated fa credit to other Navy Federal acconts. We 
will accept late et partial payments vahout forfeiting any of Navy Federars rights under 
this Agreement Payments that are marked "paid in full' and that are of an amount less 
than the balance al the credit card amourite that are marked wet' any ether raUlctve 
endorsements, should be sent to P.O. Box 
=
,
 
Medfield, VA 22119, AtM. Oeclit Card 
Division. 
Transactions Made In Foreign Currents All Vita purduses and cash advances will 
be tilled to you in U.S. cellars. The rate ci exchange used for processing international 
transactions is a rate selected by Visa from the range a rates available in wholesale 
currency ma kets fa the applicable central praesew date, which rate may vary from the 
rate Yea itself receives or the government-mandated rate in elect for the applicable 
central povecing date. 
Paying Interest Your due date is at least 25 days after the dose of each billing cycle. 
We will not charge you interest on purchases if you pay yOur entire balance by the due 
date each man. We will begin charging interest on cash advances, balance Wanders, 
and convenience checks on the transaction date. 
ATM Cash Advance Fees: None Y performed at a Navy Federal branch a 
ATM. 
Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use 
yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by 
the owner a the ATM. 
How We Determine The Amount Of Interest Charges: Nary Federal calculates 
interest changes on your account by applying the periodic rate to the average daily 
balance of you account, including anent transactons. To get the average daily 
balance, we take the teginning balance a you, account each day, add new puchases 
and cash advances, and subtract any payments, credits, and unpaid interest charges to 
give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle 
and dNide the total by the number ci days In the baling cycle. This gives us the average 
daily balance. You can find your 'average daily balance' for each baling cycle in the 
'Balance Subject W Interest Rate' column of you, statement. 
Payment Allocation: In general, we WI apply your miamum payment to the overtime 
moult (it any), Merin, and fees first berm applying it to principal balances. If your 
account has balances with different APRs, we Wit apply the minimal, payment first to the 
balance with the lowest APR before balances with higher APRs. My payment amount in 
excess of the Mininluni payment wil be allocated to the balance with the highest APR and 
any remaining petal to the other balances in descending ceder based on APR. 
C 2017 Nary Federal NFCU 57N (12.17) 
Pew 2014 
Billing Rights Summary 
Whet to Do 
Yen Mai You Find a Mistake on Your Stelanent 
If you think there is an era on your stament, write to us at: 
Navy Feaval Credit Union 
P.O. 80x 
Merrifiel0, VA 22119 
You may also contact us electronically through Online Banking atnavyfederaLorg. 
In your letter, give us the following information: 
• Acc0unt uirennetion: Your rare and account timber 
• Oast amount The dinar smolt of the suspected error 
• Description of problem: If you think there is an erns an your NIL describe what you 
believe is wrong and why you believe ic is a mistake. 
You must mead us within 60 days after the error appeared al your statement. 
You must notify us of any potential errors in writing a electronically. You may call us, bat 
you do, we are not required to Investigate any potential errors, and you may have to 
Pay the amount in question. 
1Vhde we investigate whether a not there has teen an error, the following are true: 
• We cannot try to collect the anoint in question or report you as delinquent on that 
moult. 
• The charge in question may remain on your statement, and we may cootnue to charge 
you interest on that amount. But, if we determine that we made a riVetalee, you will not 
have to pay the amount in question or any interest or other fees related to that 
amount. 
• While you do not have t0 pay the amount In question, yOu are responsible for the 
reminder of your balance. 
• We can apply any unpaid amen aganst your at& 
Your Rights it You Are Obsatieded With Your Crate Card Pm-theses 
If you are dasatisted with the goods or services that you have purrJused with you creel 
cad, and you have tried in good faith to cared the problem MIA the merchant, you may 
have the right not to pay the remaining amount due on the purchase. 
To use this right, all of the following mast be Me: 
1. The purchase must have been made n you home state a vain 100 man of your 
anent mailing address, and the purchase price must have been more than $50. 
(Note Nether a these is necessary V your purchase was based on an advertisement 
we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 
2. YOu must have used your credit card fa the purchase. Purchases made with cash 
advances from an ATM or with a check that accesses your credit card account do net 
guilty. 
3. You must not yet have fully paid for the purchase. 
V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact 
us in writing a electronically at: 
Navy Federal Oval Union 
P.O. Box 
Skidded, VA 22119 
You may also contact us electronically through Online Banking atnavyfederal.org. 
Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. 
After we finish our investigadon, we will tell you our dealer,. At that pant, S we think 
you a2 an amount and you do net pay, we may report you as delinquent. 
Navy Federal Credit Union 
SP O01 
EFTA00133952

NAVY C 
FEDERAL 
Credit Union 
Visa Signatures 
GO REWARDS,,
R,r3c(4 
TRANSACTIONS 
PAYMENTS AND CREDITS 
Trans Date Post Date Reference No. 
Description 
Submitted By 
7406Cr96901406859011C003 NFO PAYMENT RECEIVED 
01/13/19 
01/14/19 
%XXX XXX% XXXI( 
TOTAL PAYMENTS AND CREDITS 
2019 TOTALS YEAR-TO-DATE 
Total Fees charged in 2019 
Total Interest charged In 2019 
$0.00 
$0.00 
Amount 
5105.32 
$105.32 
INTEREST CHARGE CALCULATION 
Your Annual Percentage Rate (APR) is the annual Interest rate on your account. 
Annual Percentage Rate 
Balance Subject to 
Type of Balance 
(APR) 
Interest Rate 
Interest Charge 
Puthases 
11.24%(v) 
$0.00 
$0.00 
Cash Adearces 
13.24%(v) 
$0.00 
$0.00 
Bal Tri•CcnvChle 
(v) = Variable Rate 
11.24%(v) 
$0.00 
$0.00 
• Bat Trf/Conv Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest 
Interest is assessed from the transaction date to the date the amount is paid in full. 
CONQUER 
YOUR DEBT 
Achieve financial victory with a low rate 
APR Balance Transfer. Just transfer your 
high rate balance from another lender to 
your Navy Federal Credit Card. 
'1 
navyfederal.org/my8T 
Insured by NCVA.
Navy Federal Credit Union 
SP 001 
EFTA00133953

Visa Signature• 
GO REWARDS" 
4C(< 
Navy Federal Credit Union 
SP 001 
EFTA00133954

• 5731231 
Ganogal Montag 
Informaton 
Address: 
PT 
CM 31523.63W 
Drell froireasloolt 
a *mei 22a 4* mobsa not 
Navy Federal Credit Union 
SP 001 
EFTA00133955

Membership Application 
Email Address 
Joint Account Holder 
Last Name 
Checking - Choose One 
Li Bronze 
"Silver 
E ri Gold 
EZAccess 
E FiveStar 
investment Products 
1 Money Market 
• Share Certificate - Term  
IRA Share Certificate- Term  
Other Services 
Debit Card 
• •! Receive eStatements* and avoid fees 
'Aka Mn harmer access 
Loans 
I Please contact me regarding a USA Federal: 
First Name 
MI 
Auto Loan 
Home Loan 
—I Signature Loan 
( 
) 
• 
Personal Line of Credit 
• • Credit Card 
Work Phone 
Other 
Current Employer 
/ 
/ 
Social Security # 
Date of Birth 
First ID Type 
Second ID Type 
Designation of Beneficiary 
aloes Not Preaude The Joint Account Hold*" Mr of Sumba: hip) 
in the event Of my OibMit, or the mutual death of vie pent actual hurdurts) of 
this account, l/we authorize USA Federal Credit Union to pay the balance of 
Unsithese accounts to: 
Name of Beneficiary-Lev 
First 
/ 
/ 
Ml 
Social Security a 
bate of fart 
Addltee 
City 
Navy Federate:lit Union 
Zip Code 
1 
Member identification Requirements 
To help the ipernment fel the fUrxliflp. Of terOriSM erd money burxredna 
activities. FcdcrO low requires all franca/ insstutions to obtain, verify and 
reasa information that identities, each person who opens an account ce 
creates a new incalter retationstup *About credit union. 
Valet this means for w: When you open an scowl. we will ash Mr your 
nine. 
dal. date of birth, and other Information that will allow us to 
fatality 
may *so ask to sea tffr r rivers license or other identifying 
4.0eurnen 
Signature of Joint Account Holder 
Certification of Taxpayer Identification Number (W-9) 
Under penalties of perjury. I certify that: 
(1) The number shown on this form is my correct taxpayer 
identification number (or I am waiting for a number to 
be issued to me) and 
(2) I am not subject to backup withholding because (8)1 am 
exempt from backup withholding, or (b) I have not been 
nothed by the Internal Revenue Service (IRS) that I em 
subject to backup withholding as a result of a failure to 
report all interest or dividends, or (c) the IRS has notified 
me that I am no longer subject to backup withholding, 
and 
(3) I am a U.S. person (including U.S. resident alien). 
Certification instructions 
You must cross out Item 2 (above) If you have been notified 
by the IRS you are currently subject to backup withholding. 
Account Agreement 
I/We have received a copy of the All About Your Credit Union 
Accounts and Schedule of Fees and agree with the terms 
and conditions for Me use of these services. All membership 
applications are subject to verification of information provided 
and eligibility prior to granting membership. We may verify 
your application for an account through an account verification 
service and reserve the right to deny any application based 
on the results of negative information received through that 
service. If we deny your application we will provide you with 
the name, address and telephone number of the account 
verification service which provided us with this information. 
The Internal Revenue Service does not require your 
or than the 
ing. 
For Credit Union Use Only 
Date 
Date 
ChexSystems Verification lt 
Opened Ur 
Membership Omar 
EFTA00133956

Papal 013 
NAVY, 
FEDERAL 
Credit Union 
VO &. XO0 • Vopit•01 '•A • 23110XXO 
r`0Y.0•01 fro 
gBleNLLSV 
000000P5W3NRS1A1 000JHA9OF 
A 31523-6397 
STAY 
CURRENT! 
Statement of Account 
Statement Period 
12/15/18 - 01114119 
Access No. 5737231 
Routing Number: 
Questions about this Statement? 
Toll-free in the U.S. 1-888-842-6328 
For toll-free numbers when overseas. 
visit navytederalorgioverseas/ 
Collect internationally 1-703-255-8837 
Say - Yes" to Paperlessl View your 
digital statements via Mobile or 
Navy Federal Online Banking. 
Irs last and easy to keep your account up to date. You can verify or update your 
address and personal Info by using our mobile app.•
> Sign in to your account > Tap-View Profile" > Update your profile information 
Federally insured by NCUA. 11HHH end snots Kw/ spOK PSI a nweraef Poe tionnslat 
Summary of your deposit accounts 
Previous 
Deposits? 
Balance 
Credits 
Withdrawals! 
Debits 
Ending 
Balance 
YTD 
Dividends 
narking 
NM
Savings 
Totals 
$1.044.62 
$6233.50 
$7.278.12 
DEPOSIT VOUCHER 
5737231 
(FOR MAIL USE ONLY 00 NOT SEND CASH THROUGH TliC MAIL 
DEPOSITS MAY NOT BE AVAILABLE FOR IMMEDIATE WITHDRAWAL) 
MARK 'X' TO CHANGE 
0 
ADOFtESSADRECR 
ITEMS ON REVERSE 
NFCU 
PO BOX 3100 
MERRIFIELD VA 22119-3100 
afxflWFlfraa-
Outdone 
Savings
40570179747O30238077160000000000000000000000000000001 
Navy Federal Credit Union 
SP CD1 
EFTA00133957

Pao- 2M3 
NAV
FEDEZ 
Credit Union 
PO DU 3C00 . lamholl VA • 22119-3000 
r`POYKDAS 
SW 
Fa 
Checking 
EveryDay Checking - 
Joint Owner(s): NONE 
Dale 
Transaction Detail 
Amount($) 
Baia nce(5) 
12-15 
12-18 
12-26 
12-26 
12-26 
12-28 
12-28 
12-31 
12-31 
12-31 
12-31 
01-08 POS Dela- Debit Card 3057 01-08-19 ShopMegatewaycen Brooklyn Ny 
126.58-
807.49 
01-09 POS Debt- Debit Card 3057 01-08-19 Ft Hamilton Commis Brooklyn Ny 
57.55-
749.94 
01-14 Transfer From Shares 
400.00 
1.14994 
01-14 
Transfer To Credit Card 
105.32-
1.04492 
01.14 Ending Balance 
1,044.62 
Statement Period 
12/15/18 - 01/14/19 
Access No. 5737231 
Average Dally Eralanc,
teni Cyciti
n
Your account eamo
ittra an a 
rage yield earned 01
 for the divieen0 petted from 12-01-2018 through 12-31-2018 
Items Paid 
Pale 
Hem 
Amara= 
12-18 
01-08 
POS 
126.58 
12-26 
01-09 
12-31 
12-26 
12-31 
RANIOTIATE 
I NAME (FIRST 
ADDRESS INO. STREET) 
CHANGE OF ADDRESS 
PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. 
MI 
LAST 
ACCOUNT NUMBERS AFFECTED 
CITY 
STATE 
ZIP CODE 
SIGNATURE OF NAVY FEDERAL MEMBER 
EFFECTIVE DATE IMO. DAY.YR I 
(NOME TELEPHONE NUMBER 
DAYTIME TELEPHONE NUMBER 
Navy Federal Credit Union 
SP 001 
EFTA00133958

Pe 
3013 
FEDERAL 
Credit Union 
PO atm X00 • Vonifel '.A • 2311040X 
Im70 7774
Fa
Statement Period 
12/15/18 - 01/14/19 
Access No. 5737231 
Savings 
Membership Savings - 
Joint Ovmer(s): 
NONE 
Date 
Transaction Detail 
Amount(5) 
Balance(S) 
12-15 
12-28 
12-31 
01-14 
Transfer To Checking 
400.00- 
6.233.50 
01.14 Ending Balance 
6.233.50 
Your account earned= with an annual percenrage yield earned 01
 tot die dividend period from 12-01-2018 through 12-31.2018 
2018 Year to Date Federal Income Tax Information 
SAVINGS DIVIDENDS 
CHECKING DIVIDENDS 
FINANCE CHARGE CHECKING LOC 
Disclosure Information 
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ov <we. TO Sete 'dap Warta 
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• You ave 0100 thartntiOlba Menotti, Of inaltOra tharad ht etul74010 70 talarse &tette leSMU ROW by ire mans al hap inau tate <me and the 670 paodt lien Tel Mama 
Sasjal LS Vane Rare dee:ad nlel Man: Chase Catania Watt o Ire 'ixte0(0)001, P113/70." To fae.lala Ina ',WOWo dilly Whore' 0dS up anal 'day 
nice 
the WIN cycle and Owe the taat by re mamba o/ darn the bareCOS 
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by the ambito/ close We mama mi. was en alai ant rrtataftle each ol the bate by Me agate Say WO'S rate eel &ens tno repASIOallet. 
What to Do It You Think You Find a Mistake on Your Statement 
Erten Related to a Checking Line of Credit Advance 
Il you era Mom is an tine 
$00, sc..iarnb, E. 
to ,)..s 
Nag Foewal GAHM Union. PO Boa 3000. Mioline. VA 22119.3000: or by lam 1.7014064244. 
Yn enav ate cams ‘4.C.n Ins ate nevyleaualag. 
In yOa KOK pm, al P.O Wean; ikernarom 
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• Oolar amount thee:AN orrouni OF the eisconee *my. 
• Otoodpeon of problem: P you OM. Mee It en cap or. Kix ea *note Neal 
bane Is swag Td' ay Imo Warne ass a einske. 
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to coy Me maim on panino a any narpn a allot stet WON io Mat annum 
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IIONW imatealen. 
Eras Within Your Checking Account. Money Market Savings Account. of Savings Account 
Mune cl offers 
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so Vat you MI ham re ea <l MO mealy damp MO beauties us le unease Our itmaantean 
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• 0•010.• I C. tUrry Fatatill Craft Urban. PO Ma 3,03. 1/4071141. VA 221194100 Papawm natital by SCO pm Enka. Nn as re ma aeaari 007aSall be Orabie sot same day. Matt pmeamis 
Is pet CNO4110 Lir* Of Clan aCtOuM may nft be amails000 sate tun% dalearmead lot tea MOW Mae F4datt fetal Linen Otaurta 
Navy Federal Credit Union 
SP 001 
EFTA00133959

Page 1014 
FENAI/Ve. 
DERAL 
Credit Union,
PO Be. XO0 • Yon 001 • 2211030X 
000010.0 
glINNLLSV 
000000P5N3IIRS1A1 000FT4E9OF 
A 31523-6397 
Statement of Account 
Statement Period 
01/15119 - 02/14119 
Access No. 5737231 
Routing Number: 
Questions about this Statement? 
Toll-free in the U.S. 1-888-842-6328 
For toll-free numbers when overseas. 
visit navytederalorgfoverseas/ 
Collect internationally 1-703-255-8837 
Say - Yes" to Paperlessl View your 
digital statements via Mobile or 
Navy Federal Online Banking. 
Effective April 13, 2019, Visas will revise the International Service Assessment Fee for 
international Point of Sale (the location where you make a purchase) and ATM transactions, 
from 02% to 1.0%. This change is applicable for international transactions charged in U.S. 
currency. You can see the updated debit card disclosures at navyfederal.org. 
Summary of your deposit accounts 
Previous 
Balance 
Deposits? 
Credits 
Withdrawals/ 
Debits 
Ending 
Balance 
YTD 
Dividends 
isaireecking 
I
SM 
Savings 
$I 044 62 
$6.233.50 
$3 128 66 
$2.442.26 
$3.111.07 
$2.102.42 
$5.564.69 
$0.04 
$1.26 
Totals 
$7278.12 
$5.570.92 
$5.181.93 
$7.667.11 
$1.30 
DEPOSIT VOUCHER 
5737231 
(FOR MAIL USE ONLY 00 NOT SEND CASK THROUGH THE MAIL 
DEPOSITS MAY NOT BE AVAILASLE FOR IMMEDIATE WITHDRAWAL) 
MARK 
TO CHANGE 
0 
ADORESSIORIXR 
ITEMS ON REVERSE 
n 
NFCU 
PO BOX 3100 
MERRIFIELD VA 22119-3100 
afxflWFlfrFR-
aieclong
Savries 
Navy Federal Credit Union 
SP CD1 
EFTA00133960

Page 2 04 
NAV
FEDEZ 
Credit Union 
PO E•34 3000 • IMmirolal VA • 22t19-3000 
ruswitosal 0.9 
SW 
Fa 
Checking 
EveryDay Checking - 
Joint Ownor(s): NONE 
Date 
Transaction Detail 
Amount(S) 
Balance(S) 
01-15 Beginning Balance 
1.04492 
01-15 Transfer From Shares 
1.000.00 
2.04492 
01-15 Transfer To Shares 
442.00-
1,602.62 
Man L Layne 
01-15 Paid To - Twc - Spectrum Onine Pmt Chk 12114128 
70.99-
1,53193 
01-15 Paid To - Canoes! Online Pmt Chk 12114128 
131.59-
tanoe 
01-15 Payment To - Frtib Payment 011519 CIO 195 
332.41-
1,06793 
01-16 POS Deta- Debit Card 3057 01-16-19 Shopritegatewaycen Brooklyn Ny 
67.44-
1,000.19 
01-29 Deposit - ACH Paid From Agrl Tress 310 Fed Sal 01Afd9 
1.32190 
2,322.09 
01-29 Paid To - Georgia Power Online Pmt Chk 12114128 
260.77-
2,061.32 
01-30 ATM Fee - Withdrawal 01-29-19 Advantage Arran Brooklyn Ny 
1.00-
2,060.32 
01-30 ATM Withdrawal 01-29-19 Advantage Fran Brooklyn Ny 
103.00-
1,957.32 
01-30 POS Data- Debit Card 3057 01-29-19 Ft /Jamaica Convnis Brooklyn Ny 
273.67-
1,68165 
01-31 Paid To - Chase Card Sery OVIne Pnl Chk 12114128 
100.00-
1,58165 
01-31 Paid To - American Express Online Pint Chk 12114128 
100.00-
1,48165 
01-31 Dividend 
0.04 
1,48169 
02-01 Transfer To Credit Cat 
102.00-
1,38199 
02-07 Deposit - ACH Paid From Agri Treats 310 Fed Sal 01Ald9 
806.72 
2,18941 
02-11 Paid To - Twc - Spectrum Olathe Prot Chk 12114128 
70.99-
2,117.42 
02-13 Check 5520 
15.00-
2,102.42 
02-14 Ending Balance 
2,102.42 
Statement Period 
01/1919 - 02/14/19 
Access No. 5737231 
Average Deily Balance - Cowen: Cycle: $1.444.58 
Your account earned $0.04. with en annual percenrage yield earned of 0.05%. for Me Modem; period ham 01-01-2019 Mrough 0141-2019 
RANIOTIATE 
I NAME (FIRST 
ADDRESS INO. STREET) 
CHANGE OF ADDRESS 
PLEASE PRINT. USE BLUE OR BLACK BALL POINT PEN. 
MI 
LAST 
ACCOUNT NUMBERS AFFECTED 
CITY 
STATE 
ZIP CODE 
SIGNATURE OF NAVY FEDERAL MEMBER 
EFFECTIVE DATE IMO. DAY.YR I 
IRENE TELEPHONE NUMBER 
DAYTIME TELEPHONE NUMBER 
Navy Federal Credit Union 
SP 001 
EFTA00133961

P894 3 01 4 
FE
NAVVe 
DERAL 
Credit Union*
PO lloa X03 • Vsphs1 0\ • 2211030X 
01/1919 - 02/14/19 
'0•Yleeftel 
Statement Penod 
Access No. 5737231 
Fa 
Items Paid 
Pate 
item 
AMMIllllal 
Pate 
Item 
Ameuntat 
01-15 
ACH 
70.99 
02-11 
ACH 
70.99 
01-15 
ACH 
131.59 
01-16 
POS 
67.44 
01-15 
000195 - ACH 
332.41 
01-30 
POS 
273.67 
01-29 
ACH 
260.77 
01-30 
ADAC,
103.00 
01-31 
ACH 
100.00 
02-13 
005520 - Check 
15.00 
01-31 
ACH 
100.00 
Savings 
Membershlp Savings - 
Joint Owner(s): NONE 
Date 
Transactlon Detail 
Arnoengt) 
Balance) 
01-15 Beginning Balance 
6.233.50 
01-15 Transfer To Checking 
1,000.00- 
5.233.50 
01-29 Deposit - ACH Pald From Agrl Texas 310 Fed Sal 01Afd9 
500.00 
5,733.50 
01-29 Deixell - ACH Pald From Agri Tees 310 Fed Sei 01Afd9 
500.00 
6,233.50 
01-31 DNIdend 
1.26 
6,234.76 
02-01 Transfer From Shares 
441.00 
6,675.76 
Man L Layne 
02-05 Transfer From Shares 
500.00 
7,175.76 
Man L Layne 
02-07 Deposit - ACH Pald From Agri Treas 310 Fed Sei 01Afd9 
500.00 
7,675.76 
02-08 Transfer To Credit Cent 
2,111.07- 
5,564.69 
02-14 Ending Balance 
5,584.69 
Youreccount eamed 51.26. wirb an annurn percentage ineldeatned of 0.25%. forme dmend peekd trom 01-01-2019 through 01-31-2019 
2018 Year to Date Federal Income Tax Information 
SAVINGS DIVIDENDS 
CHEC4UNG DIVIDENDS 
FINANCE CHARGE CHECKING LOC 
Navy Federal Credit Union 
SP 001 
EFTA00133962

Pope 4 ol4 
NAV
FEDEZ 
Credit Union 
PO Bog roe • laeollekt VA • 22119-3000 
rewires., mg 
For 
Statement Period 
01/1919 - 02/14/19 
Access No. 5737231 
Disclosure Information 
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Navy Federal Credit Union 
SP 001 
EFTA00133963