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FBI VOL00009
EFTA00133624
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P NrCU ACCOUNT NO. RANK/RATE NAMC if IR3T • CREDIT CARD CHANGE OF ADDRESS VISA ACCOUNT NO. LAST SUFFIX, NEW ADDRESS Ll I Y SIAIE OP LIME APPUCANT OR CO-APPUCANT SIGNATURE THIS ADDRESS CHANGE IS APPLIC.ARLE TO: NSA ONLY ALL APPLICANT'S NFCU ACCOUNTS .i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT HOMETELEPHONE %Vile fklikVSKINe Information About Your Visa Account Important Telephone Numbers For Navy Federal:9 Credit Card Services For Credit Card Services and Lost Cards, call tell-free 1-888-842-6328 Coted internationally 1-703.255.8837 For toll free numbers when OvetSeaS. navytedeeillOrgiCiversean Emergency ASSistanCe ..1.800-VISA.911 Emergency ASSiStanCe (hem overseas, Call collect) 1-410.581.9994 Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall Street Journelco the first day of the previous month. Your Margin is a percentage amount that we determine based on an evaluation c4 your credit history. Payments: Payments may be made by mail, electronic bander, or at a branch in person. NI payments must be made in U.S. (Wart Pasts you mail must be addressed to Navy Federal, P.O. Box Merrifield, VA 22119 Payments we receive by mail at this address by 5:00 pm ET will be credited the sane day. In some cases, available credit may be delayed until the payment is veined. Mailed payments to your credit card account may not be commingled with funds designated fa credit to other Navy Federal acconts. We will accept late et partial payments vahout forfeiting any of Navy Federars rights under this Agreement Payments that are marked "paid in full' and that are of an amount less than the balance al the credit card amourite that are marked wet' any ether raUlctve endorsements, should be sent to P.O. Box = , Medfield, VA 22119, AtM. Oeclit Card Division. Transactions Made In Foreign Currents All Vita purduses and cash advances will be tilled to you in U.S. cellars. The rate ci exchange used for processing international transactions is a rate selected by Visa from the range a rates available in wholesale currency ma kets fa the applicable central praesew date, which rate may vary from the rate Yea itself receives or the government-mandated rate in elect for the applicable central povecing date. Paying Interest Your due date is at least 25 days after the dose of each billing cycle. We will not charge you interest on purchases if you pay yOur entire balance by the due date each man. We will begin charging interest on cash advances, balance Wanders, and convenience checks on the transaction date. ATM Cash Advance Fees: None Y performed at a Navy Federal branch a ATM. Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by the owner a the ATM. How We Determine The Amount Of Interest Charges: Nary Federal calculates interest changes on your account by applying the periodic rate to the average daily balance of you account, including anent transactons. To get the average daily balance, we take the teginning balance a you, account each day, add new puchases and cash advances, and subtract any payments, credits, and unpaid interest charges to give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle and dNide the total by the number ci days In the baling cycle. This gives us the average daily balance. You can find your 'average daily balance' for each baling cycle in the 'Balance Subject W Interest Rate' column of you, statement. Payment Allocation: In general, we WI apply your miamum payment to the overtime moult (it any), Merin, and fees first berm applying it to principal balances. If your account has balances with different APRs, we Wit apply the minimal, payment first to the balance with the lowest APR before balances with higher APRs. My payment amount in excess of the Mininluni payment wil be allocated to the balance with the highest APR and any remaining petal to the other balances in descending ceder based on APR. C 2017 Nary Federal NFCU 57N (12.17) Pew 2014 Billing Rights Summary Whet to Do Yen Mai You Find a Mistake on Your Stelanent If you think there is an era on your stament, write to us at: Navy Feaval Credit Union P.O. 80x Merrifiel0, VA 22119 You may also contact us electronically through Online Banking atnavyfederaLorg. In your letter, give us the following information: • Acc0unt uirennetion: Your rare and account timber • Oast amount The dinar smolt of the suspected error • Description of problem: If you think there is an erns an your NIL describe what you believe is wrong and why you believe ic is a mistake. You must mead us within 60 days after the error appeared al your statement. You must notify us of any potential errors in writing a electronically. You may call us, bat you do, we are not required to Investigate any potential errors, and you may have to Pay the amount in question. 1Vhde we investigate whether a not there has teen an error, the following are true: • We cannot try to collect the anoint in question or report you as delinquent on that moult. • The charge in question may remain on your statement, and we may cootnue to charge you interest on that amount. But, if we determine that we made a riVetalee, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have t0 pay the amount In question, yOu are responsible for the reminder of your balance. • We can apply any unpaid amen aganst your at& Your Rights it You Are Obsatieded With Your Crate Card Pm-theses If you are dasatisted with the goods or services that you have purrJused with you creel cad, and you have tried in good faith to cared the problem MIA the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following mast be Me: 1. The purchase must have been made n you home state a vain 100 man of your anent mailing address, and the purchase price must have been more than $50. (Note Nether a these is necessary V your purchase was based on an advertisement we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 2. YOu must have used your credit card fa the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do net guilty. 3. You must not yet have fully paid for the purchase. V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact us in writing a electronically at: Navy Federal Oval Union P.O. Box Skidded, VA 22119 You may also contact us electronically through Online Banking atnavyfederal.org. Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. After we finish our investigadon, we will tell you our dealer,. At that pant, S we think you a2 an amount and you do net pay, we may report you as delinquent. Navy Federal Credit Union SP O01 EFTA00133924
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P Visa Signature firs/ Rewards INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual Interest rate on your account. Annual Percentage Rate Balance Subject to Type of Balance (APR) Interest Rate Purchases 11.90% (v) $0.00 Cash AO/aloes 13.90% (v) $0.00 Bel TrliCaw Chic' 11.90%(v) $0.00 (v) = Variable Rate • Bal Trf/Conv Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest Interest is assessed from the transaction date to the date the amount is paid in full. Interest Charge $0.00 $0.00 $0.00 Planning a summer vacation? Use your Navy Federal Credit Card to book with Member Deals and get extra perks: • Earn up to 15X bonus points or 15% cash back • Take advantage of exclusive special offers • Search many popular travel sites Visit navyfederal.org/shop for more information. Federally insured by NCUA. Navy Federal Credit Union SP 001 EFTA00133926
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NAVY 3 FEDERAL Credit Union MINIMUM PAYMENT DUE Vtsa Sgnature eeroheRewards PAST DUE PAYMENT PAYMENT DUE DATE NEW BALANCE ACCOUNT NUMBER AMOUNT ENCLOSED 0.00 0.00 05/08/2019 5,871.73 xxxx xxxx xxxx $ PLEASE MAKE CHECK PAYABLE AND IANL TO: NAVY FEDERAL P.O. BOX MERRIFIELD VA 22119M PLEASE NOICATE CHANGE OF ADDRESS ON REVERSE. PT BRUNSWICK GA 31523-6397 XX XX XX XXXXXXXXXXX XX XX XX XX XXXXXXXXXXX XX XX XX XX XXXXX ACCOUNT NUMBER JO= KOCSMOIX ACCESS NUMBER 5737231 SUMMARY OF ACCOUNT ACTWITY Previous Balance $887.50 Payments -$2.143.47 Other Credits -$138.31 Purchases +$7286.01 Cash Advances +$0.00 Fees Charged +$0.00 Interest Charged +$0.00 New Balance $5,871.73 Past Due Amount $0.00 Credit Limit $6.500.00 Available Credit $628.27 Cash Limit 53,250.00 Available Cash $628.27 Statement Closing Date 04/11/2019 Days In Billing Cycle 31 at 008012 YeaSpate eaai Rewards PAYMENT INFORMATION New Balance $5,871.73 Minimum Payment Due NONE Payment Due Date 05/08/2019 Late Payment Warning:If we do not receive your mina-num payment by the date listed above. you may have to pay a $20.00 late fee and your APRs may be increased up to the Penalty APR of 18.00%. Minimum Payment Warning: If you make only the minrnum payment each period. you will pay more in interest and it veal take you longer to pay off your balance. For example: II you make no additional charges using ths card and each month you Pay Only the rnnimum Palmer), Yothuewblalipanayceoff up paying an And you will end shown on dos estrnaled statement n total about.. 20 yearn 511.073 57.020 5195 3 years (Smogs 54.053) Pagel old QUESTIONS Credit Card Services 1408842.6328 Sand Billing Inquiries To: Navy Federal Credit union P.O. Box Martins VA 22119. Seed Payments Te: Navy Federal P.O. Dos= ?soonest VA 22119. To wow your account online vnil If you would Ike mlomotico about credit counselng stoic... go to hUps./howiostce.govfusblist• credit-counseling-agencies. approvedpursuarell•usr>111 or call 1-888-503-7106. REWARDS SUMMARY Start Balance Earned Bonus Redeemed Adjusted $5.05 $108.13 $0.00 i $84.99 , $0.00 Purged $0.00 End Balance $28.19 Redemptions we not permitted on closed or delinquent accounts. TRANSACTIONS PAYMENTS AND CREDITS Trans Date Post Date Reference No. Description Submitted By Amount 03/15119 03/15119 74050969074067460310005 NFO PAYMENT RECEIVED ma xxxx xxxx $1.1,13.47 03/20/19 03/21/19 74692169079100554578901 GROUPON INC xx.voc >cc= m c x x $18.50 GROUPON.COM IL 03/20/19 03/21/19 74692169079100554580030 GROUPON INC x : o x n x i c o n = $17.41 GROUPON.COM IL 03/21/19 03/22/19 74692169080100072581513 GROUPON INC x : o r i c = a m a x = $17.41 GROUPON.COM IL 03/25/19 03/26/19 7405096901154231720205625 CASH REWARDS root ma xxxx- $84.99 03/26/19 03/26/19 nOeOeeeOSS06244tO20007 NFO PAYMENT RECEIVED root 'max xxxx- $500.00 03/26/19 03/26/19 740809590$5063340320006 NFO PAYMENT RECEIVED wcc =a axxx $500.00 TOTAL PAYMENTS AND CREDITS $2,281.76 Navy Federal Credit Union SP 001 EFTA00133927
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P NrCU ACCOUNT NO. RANK/RATE NAMC if IR3T • CREDIT CARD CHANGE OF ADDRESS VISA ACCOUNT NO. LAST SUFFIX, NEW ADDRESS Ll I Y SIAIE OP LIME APPUCANT OR CO-APPUCANT SIGNATURE THIS ADDRESS CHANGE IS APPLIC.ARLE TO: NSA ONLY ALL APPLICANT'S NFCU ACCOUNTS .i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT HOMETELEPHONE %Vile fklikVSKINe Information About Your Visa Account Important Telephone Numbers For Navy Federal:9 Credit Card Services For Credit Card Services and Lost Cards, call tell-free 1-888-842-6328 Coted internationally 1-703.255.8837 For toll free numbers when OvetSeaS. navytedeeillOrgiCiversean Emergency ASSistanCe ..1.800-VISA.911 Emergency ASSiStanCe (hem overseas, Call collect) 1-410.581.9994 Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall Street Journelco the first day of the previous month. Your Margin is a percentage amount that we determine based on an evaluation c4 your credit history. Payments: Payments may be made by mail, electronic bander, or at a branch in person. NI payments must be made in U.S. (Wart Pasts you mail must be addressed to Navy Federal, P.O. Box Merrifield, VA 22119 Payments we receive by mail at this address by 5:00 pm ET will be credited the sane day. In some cases, available credit may be delayed until the payment is veined. Mailed payments to your credit card account may not be commingled with funds designated fa credit to other Navy Federal acconts. We will accept late et partial payments vahout forfeiting any of Navy Federars rights under this Agreement Payments that are marked "paid in full' and that are of an amount less than the balance al the credit card amourite that are marked wet' any ether raUlctve endorsements, should be sent to P.O. Box = , Medfield, VA 22119, AtM. Oeclit Card Division. Transactions Made In Foreign Currents All Vita purduses and cash advances will be tilled to you in U.S. cellars. The rate ci exchange used for processing international transactions is a rate selected by Visa from the range a rates available in wholesale currency ma kets fa the applicable central praesew date, which rate may vary from the rate Yea itself receives or the government-mandated rate in elect for the applicable central povecing date. Paying Interest Your due date is at least 25 days after the dose of each billing cycle. We will not charge you interest on purchases if you pay yOur entire balance by the due date each man. We will begin charging interest on cash advances, balance Wanders, and convenience checks on the transaction date. ATM Cash Advance Fees: None Y performed at a Navy Federal branch a ATM. Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by the owner a the ATM. How We Determine The Amount Of Interest Charges: Nary Federal calculates interest changes on your account by applying the periodic rate to the average daily balance of you account, including anent transactons. To get the average daily balance, we take the teginning balance a you, account each day, add new puchases and cash advances, and subtract any payments, credits, and unpaid interest charges to give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle and dNide the total by the number ci days In the baling cycle. This gives us the average daily balance. You can find your 'average daily balance' for each baling cycle in the 'Balance Subject W Interest Rate' column of you, statement. Payment Allocation: In general, we WI apply your miamum payment to the overtime moult (it any), Merin, and fees first berm applying it to principal balances. If your account has balances with different APRs, we Wit apply the minimal, payment first to the balance with the lowest APR before balances with higher APRs. My payment amount in excess of the Mininluni payment wil be allocated to the balance with the highest APR and any remaining petal to the other balances in descending ceder based on APR. C 2017 Nary Federal NFCU 57N (12.17) Pew 2014 Billing Rights Summary Whet to Do Yen Mai You Find a Mistake on Your Stelanent If you think there is an era on your stament, write to us at: Navy Feaval Credit Union P.O. 80x Merrifiel0, VA 22119 You may also contact us electronically through Online Banking atnavyfederaLorg. In your letter, give us the following information: • Acc0unt uirennetion: Your rare and account timber • Oast amount The dinar smolt of the suspected error • Description of problem: If you think there is an erns an your NIL describe what you believe is wrong and why you believe ic is a mistake. You must mead us within 60 days after the error appeared al your statement. You must notify us of any potential errors in writing a electronically. You may call us, bat you do, we are not required to Investigate any potential errors, and you may have to Pay the amount in question. 1Vhde we investigate whether a not there has teen an error, the following are true: • We cannot try to collect the anoint in question or report you as delinquent on that moult. • The charge in question may remain on your statement, and we may cootnue to charge you interest on that amount. But, if we determine that we made a riVetalee, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have t0 pay the amount In question, yOu are responsible for the reminder of your balance. • We can apply any unpaid amen aganst your at& Your Rights it You Are Obsatieded With Your Crate Card Pm-theses If you are dasatisted with the goods or services that you have purrJused with you creel cad, and you have tried in good faith to cared the problem MIA the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following mast be Me: 1. The purchase must have been made n you home state a vain 100 man of your anent mailing address, and the purchase price must have been more than $50. (Note Nether a these is necessary V your purchase was based on an advertisement we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 2. YOu must have used your credit card fa the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do net guilty. 3. You must not yet have fully paid for the purchase. V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact us in writing a electronically at: Navy Federal Oval Union P.O. Box Skidded, VA 22119 You may also contact us electronically through Online Banking atnavyfederal.org. Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. After we finish our investigadon, we will tell you our dealer,. At that pant, S we think you a2 an amount and you do net pay, we may report you as delinquent. Navy Federal Credit Union SP O01 EFTA00133928
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100 dS O0Wri l!Pa13 Itiaped MeN 89SUS 51TES £Z'PS 9WEIS USZS 85'6£5 6W55 66015 WEU Z1•561.5 96'1IS UMS 06'Z15 UMS 06'Z15 96'1IS UMS 09'511 LL Z65 0L'S55 IZ'£LS 8WPIegS OZ'£5 £8'S5 ZWLS 81t1IS OWEOES [C55 te9OEIS 8W8S 8W85 EZ'I1S ZWLS 00'000'55 66'leSS ZWLS EW95 E8'95 E8'95 E8'95 ZrOle 6W9IS ll'P£5 0E'0£5 66'8£5 OW95 06'95 ZEIVS tot IS 86'6£5 wnowy smeworum, seowood ieweazwy NW 699E-165008 . WOD'1.30tIVI NW 699E-1.65-008 . IN03230iIVI Vd lele6-L97008 9305.1055Z88699[5.3A0 NW 699E-165-008 . IN03230tIVI 91,59-996-008 91,59996008 INOCallYPITVAA vp-ruemootrinH fl-tZ598£16[996 nInH.1-1-1H WOD'XI1313N WOD'XI1313N NIV £Z559L9-008 d/V8'3Z65L9E1. nuA3 AN 009E5[5-ZIZ 118WINI V80 'DNI 'N00)10)1 Vd lele6-Z9E-008 5305.106006£6Z9LS.OAO Vd lele6-Z9E-008 9305.E0559Z0619[5.3A0 Vd lele6-Z9E-008 Vd lele6-Z9E-008 Vd lele6-Z9E-008 Vd lele6-L97008 Vd tele6-L97008 93O5.Z0SS9Z0619LS.OAO 9305.90559Z0619[5.0A0 9305.10558Z0619[5.3A0 5305.ZOSOOPESZ9[5.3A0 9305.50559Z0619[5.3A0 VZ 00969191-561 ',WZSLONI V3100969191-561 INO3'883H1 fN £EP6-885-LL8 50003 NVIONI fN £££1,-58Z-EZ6 158VON0A38 8 H1V8 038 VD SEte8-Z1,5-988 8£P8L65888N0tl21 wunvi4 Vd Ptte6-L97008 Vd lele6-L97008 V3 Nee-ZU-00i Vel tele6-L97008 VD 8E1e-D5-888 53O5.Z066ZLZ8LSdS4AO Z3OZ.1058E£8L06LS.OAO 5305.E066Z1Z8[5[5.0A0 9305.10L9ZISI.Z5[5.0A0 setrezesoomvs wanve 00031LIOdiNI SdIHS N3000M . dS 5305.1066Z1Z8Z5[5.3A0 930P.10Z05PZ8ZLdS.0AO 9i0P.EOZOMULLS.DA0 93O6.Z0Z0SPZ8ZLLS.OAO 9305.1080£ZZBLSLS.OAO 9305.1089ZISIZ5[5.3A0 01 801 I -1139-5ZP ANHSN3000MSdLLH Vd Ple6-19E-008 Vd Ile6-Z9E-008 Vd Wee6-Z9E-008 Vd lette6-L97008 Vd lette6-L97008 Vd Ple6-L97008 AN OCHZ-813-815 D-1ld Awlouni Ael id L88ZE£6-008 9305 SZUZ8SP51.NSH.NSH Vd Otte-19E-008 9301e.10ZIZICSOLLS.DA0 id L88ZE£6-008 930E Z0561,86951.NSH.NSH id L88ZE£6-008 930E £ZS8P86951NSH.NSH id L88ZE£6-008 930E 90561,86951.NSH.NSH id L88ZE£6-008 930E 058P86951.NSH.NSH id L88ZE£6-008 £301 166PZ99Z5LNSH.NSH 13 L88ZE£6-008 5305 Z85051.ZPSIMSH.NSH 13 L88ZE£6-008 £301 Z1.6011.9Z5LNSH.NSH VAMewoo unuv rdtsvssmiv.sn d7V1V NZAV ymowuxo uzwy ICINZVNOMIN.S0 OMA NZAV 13 L88ZE£6-008 930P Z6POZ89551.NSH.NSH 13 L88ZE£6-008 930P 56170Z89551.NSH.NSH 2IV 91,59-996-008 WODIAVW1VM yArupwLoop uzwy i9N0100MIN.S0 dpril nralv willgrub» uzwy 13Z6>I3EMIN.S0 d7V1V nralv uopdposwa ELOSLC9LL00L0016ZZ£l£IL 03LPZL0P0£80101690LCP1Z 9Z59689C0£80101690LCP1Z L081Z6S9LOOLOOLutz6en P09L60LC0£800o1690LCP9i sL69/991££BOfi606£ZSSO/Z 6£I9LZLELLL09606LP906IZ setecons000sossizmin 'uizuso uomou no6n 9LZZ55£10006160600655IZ 69£P/1G8So0LCbo69Lz69K sitoesemoon6ossizmin OLZP/SL9600LZb069LZ69K Z9ZP9SLI36001Z60691Z6Ein eszoesemoon6ossizmin znotsze600n6ossizmin 6£zPI51860oLZ60691z69Ii C£9P9LZSL9LZ16066L903IZ 606PZINSZUZ160620£fien reeczenteanossIzetete 89£609EZ09BZ99066Z9EL/Z CSUOZ6P0009990600Stele M£9S69Z900LS9069LZ69K ZZ£9S69Z900L59069LZ69PZ PLEIS69Z9001510691Z69PZ P599£EL6LO0LP80691Z69PZ U091ZOP0009P90600Sten COLLZC61000£C90606SP9/Z Z££Z8LZ10LC9C906StZ69IZ C09911:159001C10691Z69PZ S6991e359001C106,91Z69PZ L9991E1S9001e906,91Z69n 6LS91e359001M06,91Z69n 19S9LIXIS9001a06,91Z69n 9991501.130001Z906,91Z69n C6965L9£A0C06L0608L0LK 09959C£OLOLO6LO6LP906IZ PSZ6£P00£0016L0691zfi9K 590t6eZ661590a060906n ös6ss£fi6690LL06LP806K ro995s£fi6690LL06LP906K neau6s66sozzouno6n stneztea6sonouno6n SO6L60£EL690ZL06LP906K %ZSL6ZEL690ZL06LP906K 1LP90PZS£o0LZL0691Z69/i coram isoonzossizmin 1361 icnce6sozzouno6n P0919C9ZL690Z106LP906K P0£L9696Lo0LZ10691Z69K OZeteint/01 ZZ0591Z69n PP019L9£AO0LZ10691Z69IZ MNIMMUN% xxxx xxxx xxxx Spieher ) oinieuees esih 61/11/P0 61./01./P0 61/11/P0 61./11./P0 61/11/P0 61./11.1P0 61/1 61./01./P0 61/01/PO 61./01./P0 61/01/P0 61/60/PO 61/60/PO 61/80/60 61/60/PO 61/80/60 61/90/PO 61./ZO/PO 61/SO/P0 61./PO/P0 61/PO/P0 61/60/60 61/60/60 61/ZO/PO 61/£0/P0 61/ZO/PO 61/£0/P0 61/ZO/PO 61/£0/P0 61./ZWPO 61/£0/P0 61./ZWPO 61/£0/P0 61/Z0/P0 61/Z0/P0 61/10/PO 61/Z0/P0 61/10/PO 61/10e0 61/8Z/E0 SliatE0 61/9Z/E0 61/a/£0 61/9Z/E0 SliatE0 61/9Z/E0 SliatE0 61/9Z/E0 SliatE0 61/9Z/E0 61/9Z/E0 61.15Z/E0 61/5Z/E0 61/OZ/E0 61/SZ/E0 61/OZ/E0 61/9Z/EO 6131eZ/E0 61/9Z/EO 6131eZ/E0 61/5Z/E0 6131eZ/E0 61/5Z/E0 6131eZ/E0 61/5Z/E0 6131eZ/E0 61/5Z/E0 6131eZ/E0 61/9Z/EO 61./EZ/E0 61/1Z/E0 613613E0 61/1Z/E0 61/0Z/E0 61/1Z/E0 61/0Z/E0 61/61/£0 61/81/60 61/61/£0 61/81/60 61/61/£0 61/81/60 61/61/£0 613813E0 61/81/£0 61.1513E0 61/14/£0 61/E1/E0 61/14/E0 61/E1/E0 61/14/E0 61/EI/EO 61/14/E0 61/E1/E0 61/14/£0 61/E1/E0 61/14/£0 61/E1/E0 61/14/£0 61/E1/E0 61/14/£0 61/E1/E0 61/Pl/EO 61/E1/E0 MEN wced area suall SNOI1OVSNVIII uopn l!PaO ltfil3CI3d AMN EFTA00133929
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P Visa agnabse atheRewards TRANSACTIONS ■ FOREIGN CURRENCY 172.75 GBP RATE 0.76209 TOTAL New Activity for 37,266.01 2019 TOTALS YEAR-TO-DATE Total Fees charged in 2019 Total Interest charged m 2019 53.00 $97 12 INTEREST CHARGE Your Annual Percentage CALCULATION Rate (APR) Is the annual Interest rate on your account. Annual Percentage Rate Balance Subject to Type of Balance (APR) Interest Rate Interest Charge Purchases 11.90%(v) $0.00 30.6O Cash Arks-cos 13.90%(v) $0.00 30.00 Bal TrliCawChle (v) = Variable Rate 11.90%(v) $0.00 $0.00 • Bat Trf/Conv Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest Interest is assessed from the transaction date to the date the amount is paid in full. Navy Federal Credit Union SP 001 EFTA00133930
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NAVY 3 FEDERAL Credit Union MINIMUM PAYMENT DUE 21.00 Visa Sgnature eeroheRewards PAST DUE PAYMENT PAYMENT I NEW DUE DATE BALANCE ACCOUNT NUMBER AMOUNT ENCLOSED 0.00 06/08/2019 1,006.34 PLEASE MAKE CHECK PAYABLE AND MAIL TO: NAVY FEDERAL P.O. BOX MERRIFIELD VA 22119-= xxxx xxxx xxxx $ • PLEASE INMATE CHANGE OF ADDRESS ON REVERSE. PT BRUNSWICK GA 31523-6397 XX XX XX X X X X X X X X X X X XX XX XX XX X X X X X X X X X X X XX XX XX XX X X X X X ACCOUNT NUMBER MO Kw to ax= ACCESS NUMBER 5737231 SUMMARY OF ACCOUNT ACTWITY Previous Balance 35.871.73 Payments -57.301 73 Other Credits -$46.97 Purchases +52.483.31 Cash Advances +$0.00 Fees Charged +$0.00 Interest Charged +$0.00 New Balance $1.006.34 Past Due Amount $0.00 Over Limit Amount $0.00 Credit Limit 56,500.00 Available Credit $5,193.66 Cash Limit $3,250.00 Available Cash $3,250.00 Statement Closing Date 05/11/2019 Da s In Billi C cle 30 •• 0119970 VeaSigrare eaai Rewards PAYMENT INFORMATION New Balance 51,006.34 Minimum Payment Due $21.00 Payment Due Date 08/0812019 Late Payment Warning:If we do not receive your mina-num payment by the date listed above. you may have to pay a $20.00 late fee and your APRs may be increased up to the Penalty APR of 18.00%. Minimum Payment Warning: If you make only the minrnum payment each period. you will pay more in interest and it veal take you longer to pay off your balance. For example: you make no WM/oriel charges Wang Ms card andeach month You Pay Only the minimum PaYmeol 533 You thewbialipanayceolf sheen on this statement ri 6 yews And you wet end up paying an estrnaled Iola/ of... 51.399 51.188 3 yews (Savings • $211) REWARDS SUMMARY Start Balance Earned $28.19 Bonus $36.50 $0.00 Redeemed $0.00 Adjusted $0.00 Paget old QUESTIONS Credit Card Services 1303842.6328 Send Billing Inquiries To: Navy Federal credit Union P.O. Box Meralleid VA 22119-IM Send Payments To: Navy Federal P.O. Box= Lwow VA 22119M To view your account online veil navylederel.Orti. you would Ike Inlommticci about credit counselng son/ices. go to illps./hvveritustce.govfustaist• credil.counseling-agencies• approvedpursuant.11.utv>111 Cr call 1-868403-7106. Purged End Balance $0.00 664.69 Redemptions we not permitted an dosed or delinquent accounts. TRANSACTIONS PAYMENTS AND CREDITS Trans Date Post Date Reference No. 04/15/19 04/15/19 04/21/19 04/22/19 04/21/19 04/22/19 04/26/19 04/26/19 04/29/19 04/30/19 74860959105006050410000 74115095911206302042000S 74050959112068130420001 74000959116800000007362 743132291191001307727035 Description NFO PAYMENT RECEIVED NFO PAYMENT RECEIVED NFO PAYMENT RECEIVED PAYMENT RECEIVED —THANK YOU AMZ*Daniel Footwear amzn.com/pmts TOTAL PAYMENTS AND CREDITS Submitted By xmoc max xxxx - loot max xxxx root max xxxx - laws max xxxx= woo wax =a= Amount 5871.73 5330.00 5100.00 $6.000.00 546.97 $7,348.70 Navy Federal Credit Union SP 001 EFTA00133931
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P NrCU ACCOUNT NO. RANK/RATE NAMC if IR3T • CREDIT CARD CHANGE OF ADDRESS VISA ACCOUNT NO. LAST SUFFIX, NEW ADDRESS Ll I Y SIAIE OP LIME APPUCANT OR CO-APPUCANT SIGNATURE THIS ADDRESS CHANGE IS APPLIC.ARLE TO: NSA ONLY ALL APPLICANT'S NFCU ACCOUNTS .i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT HOMETELEPHONE %Vile fklikVSKINe Information About Your Visa Account Important Telephone Numbers For Navy Federal:9 Credit Card Services For Credit Card Services and Lost Cards, call tell-free 1-888-842-6328 Coted internationally 1-703.255.8837 For toll free numbers when OvetSeaS. navytedeeillOrgiCiversean Emergency ASSistanCe ..1.800-VISA.911 Emergency ASSiStanCe (hem overseas, Call collect) 1-410.581.9994 Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall Street Journelco the first day of the previous month. Your Margin is a percentage amount that we determine based on an evaluation c4 your credit history. Payments: Payments may be made by mail, electronic bander, or at a branch in person. NI payments must be made in U.S. (Wart Pasts you mail must be addressed to Navy Federal, P.O. Box Merrifield, VA 22119 Payments we receive by mail at this address by 5:00 pm ET will be credited the sane day. In some cases, available credit may be delayed until the payment is veined. Mailed payments to your credit card account may not be commingled with funds designated fa credit to other Navy Federal acconts. We will accept late et partial payments vahout forfeiting any of Navy Federars rights under this Agreement Payments that are marked "paid in full' and that are of an amount less than the balance al the credit card amourite that are marked wet' any ether raUlctve endorsements, should be sent to P.O. Box = , Medfield, VA 22119, AtM. Oeclit Card Division. Transactions Made In Foreign Currents All Vita purduses and cash advances will be tilled to you in U.S. cellars. The rate ci exchange used for processing international transactions is a rate selected by Visa from the range a rates available in wholesale currency ma kets fa the applicable central praesew date, which rate may vary from the rate Yea itself receives or the government-mandated rate in elect for the applicable central povecing date. Paying Interest Your due date is at least 25 days after the dose of each billing cycle. We will not charge you interest on purchases if you pay yOur entire balance by the due date each man. We will begin charging interest on cash advances, balance Wanders, and convenience checks on the transaction date. ATM Cash Advance Fees: None Y performed at a Navy Federal branch a ATM. Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by the owner a the ATM. How We Determine The Amount Of Interest Charges: Nary Federal calculates interest changes on your account by applying the periodic rate to the average daily balance of you account, including anent transactons. To get the average daily balance, we take the teginning balance a you, account each day, add new puchases and cash advances, and subtract any payments, credits, and unpaid interest charges to give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle and dNide the total by the number ci days In the baling cycle. This gives us the average daily balance. You can find your 'average daily balance' for each baling cycle in the 'Balance Subject W Interest Rate' column of you, statement. Payment Allocation: In general, we WI apply your miamum payment to the overtime moult (it any), Merin, and fees first berm applying it to principal balances. If your account has balances with different APRs, we Wit apply the minimal, payment first to the balance with the lowest APR before balances with higher APRs. My payment amount in excess of the Mininluni payment wil be allocated to the balance with the highest APR and any remaining petal to the other balances in descending ceder based on APR. C 2017 Nary Federal NFCU 57N (12.17) Pew 2014 Billing Rights Summary Whet to Do Yen Mai You Find a Mistake on Your Stelanent If you think there is an era on your stament, write to us at: Navy Feaval Credit Union P.O. 80x Merrifiel0, VA 22119 You may also contact us electronically through Online Banking atnavyfederaLorg. In your letter, give us the following information: • Acc0unt uirennetion: Your rare and account timber • Oast amount The dinar smolt of the suspected error • Description of problem: If you think there is an erns an your NIL describe what you believe is wrong and why you believe ic is a mistake. You must mead us within 60 days after the error appeared al your statement. You must notify us of any potential errors in writing a electronically. You may call us, bat you do, we are not required to Investigate any potential errors, and you may have to Pay the amount in question. 1Vhde we investigate whether a not there has teen an error, the following are true: • We cannot try to collect the anoint in question or report you as delinquent on that moult. • The charge in question may remain on your statement, and we may cootnue to charge you interest on that amount. But, if we determine that we made a riVetalee, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have t0 pay the amount In question, yOu are responsible for the reminder of your balance. • We can apply any unpaid amen aganst your at& Your Rights it You Are Obsatieded With Your Crate Card Pm-theses If you are dasatisted with the goods or services that you have purrJused with you creel cad, and you have tried in good faith to cared the problem MIA the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following mast be Me: 1. The purchase must have been made n you home state a vain 100 man of your anent mailing address, and the purchase price must have been more than $50. (Note Nether a these is necessary V your purchase was based on an advertisement we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 2. YOu must have used your credit card fa the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do net guilty. 3. You must not yet have fully paid for the purchase. V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact us in writing a electronically at: Navy Federal Oval Union P.O. Box Skidded, VA 22119 You may also contact us electronically through Online Banking atnavyfederal.org. Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. After we finish our investigadon, we will tell you our dealer,. At that pant, S we think you a2 an amount and you do net pay, we may report you as delinquent. Navy Federal Credit Union SP O01 EFTA00133932
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NAVY FEDERAL visa Signatue eart/Reward.s Pay 3 of 4 Credit Union TRANSACTIONS xxcx tan xxxx Trans Date Post Date Reference No. Description Amount 04712719 04/15/19 24906419102071348029872 HSWHSN1556820492 50F6 800-9332887 FL S6.90 04712/19 04/15/19 24906419102071350465438 HSWHSN1556820495 50F6 800-9332887 FL S6.90 04712/19 04/15/19 24906419102071351036590 HSICHSN1576110912 20F3 800-9332887 FL $23.33 04714/19 04/15/19 24906419104071444898865 HSWHSN1576674991 20F3 800-9332887 FL $26.65 04716/19 04/17/19 24692169106100575800815 EXPEDIAAFtP 111778759576 800-675-4318 WA $884.04 04717/19 04/18/19 24906419107071608734604 HSICHSN1564849507 40F6 800-9332887 FL 56.83 04717/19 04/18/19 24906419107071607334349 HSICHSN1564849506 40F6 800-9332887 FL 56.83 04717/19 04/18/19 24906419107071607445970 HSICHSN1564848527 40F6 800-9332887 FL 56.83 04717/19 04/18/19 24906419107071605062512 HSICHSN1564848547 40F6 800-9332887 FL S6.83 04718/19 04/19/19 24906419108071690385104 HSICHSN1583152421 800-9332887 FL $42.79 04/18/19 04/19/19 24906419108071650385013 HSICHSN1583152419 800-9332887 FL $42.79 04718/19 04/19/19 24906419108071650978221 HSICHSN1583152420 800-9332887 FL $42.79 04/19719 04/22/19 24906419109071715003321 HSWHSN1548827625 60F6 800-9332887 FL $54.99 04720/19 04/22/19 24692169110100730865039 OVC*577053471201'50F6 800-367-9444 PA S7.62 04720/19 04/22/19 24240529110602171375304 HEALTHY GOODS 541-203-4402 OR $104.32 04720/19 04/22/19 24431069110207880377202 D'ARTAGNAN - ECOMM 800-327-8426 NJ $144.82 04723/19 04/24/19 24692169113100315010601 OVC*575715176801'60F6 800-367-9444 PA S7.62 04723/19 04/24/19 24492159113637396591244 SP • GINGERCHI GINGERCHI.MYSNY S79.10 04724/19 04/25/19 24692169114100872914749 OVC*577282450201'50F6 800-367-9444 PA $130.64 04724/19 04/25/19 24692169114100872914758 OVC*577282450203'50F6 800-367-9444 PA 58.88 04724/19 04/25/19 24692169114100872914784 OVC•577282450202'50F6 800-367-9444 PA 58.88 04724/19 04/25/19 24692169114100872914772 OVC*575782270801'60F6 800-367-9444 PA $11.23 04724/19 04/25/19 24690519114286460300108 YUMMIE 212-704-4242 NY 512.06 04724/19 04/25/19 24690519114286460300124 YUMMIE 212-704-4242 NY S3.50 04725/19 04/26/19 24692169115100457673968 OVC*575715176701'60F6 800-367-9444 PA S7.62 04727/19 04/29/19 24204299117002879654836 IHERB.COM 195-16163600 CA $61.35 05103/19 05/06/19 24692169123100300099385 OVC•576190265501'60F6 800-367-9444 PA $12.40 05103/19 05/06/19 24692169123100300099393 OVC•576190265502'60F6 800-367-9444 PA $12.40 05103/19 05/06/19 24692169123100300099401 OVC•576190265504'60F6 800-367-9444 PA $12.20 05103/19 05/06/19 24692169123100300099419 OVC•576190265505'60F6 800-367-9444 PA $12.20 05103/19 05/06/19 24692169123100300099427 OVC•576190265503'60F6 800-367-9444 PA $12.20 05107/19 05/08/19 24055229127200755000018 ARMY NAVY OUTDOORS NL II 954-973-6389 FL $131.96 05106/19 05/08/19 24445009128600053822332 HAUTLK RACK8885478438 888-547-8438 CA $224.51 05107/19 05/08/19 24908419127072707518936 Ever* '136759268.VP 800-6765523 MN $23.31 05108/19 05/09/19 24906419128072769520969 HLU'Hulu 956791388448-U HULU.COM/BILLCA 55.99 05108/19 05/10/19 24013399129001162058654 AT WEST END ATWESTEND.COMMS $290.00 TOTAL New Activity for 32,483.31 2019 TOTALS YEAR-TO-DATE Total Fees charged in 2019 Total Interest charged in 2019 $0.00 $97.12 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) la the annual Interest rate on your account Annual Percentage Rate Balance Subject to Type of Balance (APR) Interest Rate Interest Charge Puthasee 11.90%(v) $0.00 S0.00 Cash Advances 13.90% (v) $0.00 S0.00 Navy Federal Credit Union Sp 001 EFTA00133933
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P Visa Signature firs/ Rewards INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual Interest rate on your account. Annual Percentage Rate Balance Subject to Type of Balance (APR) Interest Rate Bel TrI/CaTiChle 11.90%(v) (v) = Variable Rate • Bat TrUConv Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest Interest is assessed from the transaction date to the date the amount is paid in full. Interest Charge 50.00 50.00 Navy Federal Credit Union SP 001 EFTA00133934
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NAVY 3 FEDERAL Credit Union Vtsa Sgnature eeroheRewards MINIMUM PAST DUE PAYMENT DUE PAYMENT PAYMENT DUE DATE NEW BALANCE ACCOUNT NUMBER AMOUNT ENCLOSED 0.00 0.00 PLEASE MAKE CHECK PAYABLE AND MAUL TO: NAVY FEDERAL P.O. BOX MERRIFIELD VA 221113M 07/08/2019 1,388.24 xxxx xxxx xxxx $ PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE. PT BRUNSWICK GA 31523-6397 XX XX XX XXXXXXXXXXX XX XX XX XX XXXXXXXXXXX XX XX XX XX XXXXX ACCOUNT NUMBER JO= 'COX ma= ACCESS NUMBER 5737231 SUMMARY OF ACCOUNT ACTIVITY_ Previous Balance $1,006.34 Payments -$1.008.34 Other Credits -5278.58 Purchases +$1.686.80 Cash Advances +50.00 Fees Charged +50.00 Interest Charged +50.00 New Balance $1,388.24 Past Due Amount $0.00 Over Limit Amount 50.00 Credit Limit 58,000.00 Available Credit $8,611.76 Cash Limit 54,000.00 Available Cash $4,000.00 Statement Closing Date 08/11/2019 Days In Billing Cycle 31 et 00106.14 VisaSwan eaai Rewards PAYMENT INFORMATION New Balance $1,388.24 Minimum Payment Due NONE Payment Due Date 07/08/2019 Late Payment Warning:If we do not receive your mina-num payment by the date listed above. you may have to pay a $20.00 late fee and your APRs may be increased up to the Penalty APR of 18.00%. Minimum Payment Warning: If you make only the minrnum payment each period. you will pay more in interest and it veal take you longer to pay off your balance. For example: II you make no addiaanal charges using the card and each month you Pay Only the rnnimum payment S46 You thewblalipanayce off shown an this statement it 9 years 3 yams And you will end up paying an enameled Iola! of... 52.168 51.656 (Savings • 5512) IMPORTANT NOTICES CONGRATULATIONS! WE ARE PLEASED TO INFORM YOU THAT YOUR CREDIT LINE HAS BEEN INCREASED! YOUR NEW LIMIT IS 58.000.00 . THANK YOU FOR ALLOWING US THE OPPORTUNITY TO SERVE YOU. IF EVER YOU NAVE A OLESTION ABOUT YOUR ACCOUNT, PLEASE 00 NOT HESITATE TO CALL. Pagel old QUESTIONS Credit Card Services 1306842.6328 Send Billing Inquiries To: Navy Federal Credit union P.O. Box Ilieralleid VA 22119. Seed Payments To: Navy Federal P.O. Box= MerrIneld VA 22119. Ta view your account online van nevyledenol0rg. If you would Ike !Mom:iliac, about credil counseIng senaces. go to illps.rhmwerussee.govfusblisl• credecounseling-agendes• approved-pursuantll•utv>111 or call 1-868-503-710e. REWARDS SUMMARY Start Balance Earned $64.69 $20.77 Bonus $0.00 Redeemed Adjusted $0.00 $0.00 Purged $0.00 End Balance $65.46 Redemptions are not permitted on dosed or delinquent accounts. TRANSACTIONS PAYMENTS AND CREDITS Trans Date Post Date Reference No. Description Submitted By Amount 05/21/19 05..23119 74013399142002926049686 AT WEST END JACKSON xxxx max max= $246.50 MS 05/26/19 05..28/19 74560959148060340520002 NFO PAYMENT RECEIVED Kant laze max !MI $1036.34 0&01/19 06/03/19 74692169152100096492918 AMZN Mktp US Kam laze $32.06 Amzn.corn/billWA TOTAL PAYMENTS AND CREDITS $1,284.90 Navy Federal Credit Union SP 001 EFTA00133935
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P NrCU ACCOUNT NO. RANK/RATE NAMC if IR3T • CREDIT CARD CHANGE OF ADDRESS VISA ACCOUNT NO. LAST SUFFIX, NEW ADDRESS Ll I Y SIAIE OP LIME APPUCANT OR CO-APPUCANT SIGNATURE THIS ADDRESS CHANGE IS APPLIC.ARLE TO: NSA ONLY ALL APPLICANT'S NFCU ACCOUNTS .i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT HOMETELEPHONE %Vile fklikVSKINe Information About Your Visa Account Important Telephone Numbers For Navy Federal:9 Credit Card Services For Credit Card Services and Lost Cards, call tell-free 1-888-842-6328 Coted internationally 1-703.255.8837 For toll free numbers when OvetSeaS. navytedeeillOrgiCiversean Emergency ASSistanCe ..1.800-VISA.911 Emergency ASSiStanCe (hem overseas, Call collect) 1-410.581.9994 Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall Street Journelco the first day of the previous month. Your Margin is a percentage amount that we determine based on an evaluation c4 your credit history. Payments: Payments may be made by mail, electronic bander, or at a branch in person. NI payments must be made in U.S. (Wart Pasts you mail must be addressed to Navy Federal, P.O. Box Merrifield, VA 22119 Payments we receive by mail at this address by 5:00 pm ET will be credited the sane day. In some cases, available credit may be delayed until the payment is veined. Mailed payments to your credit card account may not be commingled with funds designated fa credit to other Navy Federal acconts. We will accept late et partial payments vahout forfeiting any of Navy Federars rights under this Agreement Payments that are marked "paid in full' and that are of an amount less than the balance al the credit card amourite that are marked wet' any ether raUlctve endorsements, should be sent to P.O. Box = , Medfield, VA 22119, AtM. Oeclit Card Division. Transactions Made In Foreign Currents All Vita purduses and cash advances will be tilled to you in U.S. cellars. The rate ci exchange used for processing international transactions is a rate selected by Visa from the range a rates available in wholesale currency ma kets fa the applicable central praesew date, which rate may vary from the rate Yea itself receives or the government-mandated rate in elect for the applicable central povecing date. Paying Interest Your due date is at least 25 days after the dose of each billing cycle. We will not charge you interest on purchases if you pay yOur entire balance by the due date each man. We will begin charging interest on cash advances, balance Wanders, and convenience checks on the transaction date. ATM Cash Advance Fees: None Y performed at a Navy Federal branch a ATM. Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by the owner a the ATM. How We Determine The Amount Of Interest Charges: Nary Federal calculates interest changes on your account by applying the periodic rate to the average daily balance of you account, including anent transactons. To get the average daily balance, we take the teginning balance a you, account each day, add new puchases and cash advances, and subtract any payments, credits, and unpaid interest charges to give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle and dNide the total by the number ci days In the baling cycle. This gives us the average daily balance. You can find your 'average daily balance' for each baling cycle in the 'Balance Subject W Interest Rate' column of you, statement. Payment Allocation: In general, we WI apply your miamum payment to the overtime moult (it any), Merin, and fees first berm applying it to principal balances. If your account has balances with different APRs, we Wit apply the minimal, payment first to the balance with the lowest APR before balances with higher APRs. My payment amount in excess of the Mininluni payment wil be allocated to the balance with the highest APR and any remaining petal to the other balances in descending ceder based on APR. C 2017 Nary Federal NFCU 57N (12.17) Pew 2014 Billing Rights Summary Whet to Do Yen Mai You Find a Mistake on Your Stelanent If you think there is an era on your stament, write to us at: Navy Feaval Credit Union P.O. 80x Merrifiel0, VA 22119 You may also contact us electronically through Online Banking atnavyfederaLorg. In your letter, give us the following information: • Acc0unt uirennetion: Your rare and account timber • Oast amount The dinar smolt of the suspected error • Description of problem: If you think there is an erns an your NIL describe what you believe is wrong and why you believe ic is a mistake. You must mead us within 60 days after the error appeared al your statement. You must notify us of any potential errors in writing a electronically. You may call us, bat you do, we are not required to Investigate any potential errors, and you may have to Pay the amount in question. 1Vhde we investigate whether a not there has teen an error, the following are true: • We cannot try to collect the anoint in question or report you as delinquent on that moult. • The charge in question may remain on your statement, and we may cootnue to charge you interest on that amount. But, if we determine that we made a riVetalee, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have t0 pay the amount In question, yOu are responsible for the reminder of your balance. • We can apply any unpaid amen aganst your at& Your Rights it You Are Obsatieded With Your Crate Card Pm-theses If you are dasatisted with the goods or services that you have purrJused with you creel cad, and you have tried in good faith to cared the problem MIA the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following mast be Me: 1. The purchase must have been made n you home state a vain 100 man of your anent mailing address, and the purchase price must have been more than $50. (Note Nether a these is necessary V your purchase was based on an advertisement we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 2. YOu must have used your credit card fa the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do net guilty. 3. You must not yet have fully paid for the purchase. V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact us in writing a electronically at: Navy Federal Oval Union P.O. Box Skidded, VA 22119 You may also contact us electronically through Online Banking atnavyfederal.org. Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. After we finish our investigadon, we will tell you our dealer,. At that pant, S we think you a2 an amount and you do net pay, we may report you as delinquent. Navy Federal Credit Union SP O01 EFTA00133936
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NAVY FEDERAL WaSignatue a /i Reward.s Par 304 Credit Union TRANSACTIONS =cc xxxx xxxx Trans Date Post Date Reference No. Description Amount 05/10/19 05/13/19 24692169130100491934847 NETFLIX.COM NETFLIX.COM CA S12.99 05111/19 05/13/19 24692169131100014831297 OVC'S76648875501.60F6 800-367-9444 PA $13.06 05/12/19 05/13/19 24906419132072957448799 HSWHSN1576110912 30F3 800-9332887 FL $23.33 05/12/19 05/13/19 24906419132072959092039 HSWHSN1556820492 60F6 800-9332887 FL S6.90 05/14/19 05/15/19 24906419134073053314178 HSWHSN1576674991 30F3 800-9332887 FL $26.65 05/17/19 05/20/19 24906419137073222063224 HSWHSN1564849506 50F6 800-9332887 FL 56.83 05/17/19 05/20/19 24906419137073222303364 HSWHSN1564848547 50F6 800-9332887 FL 56.83 05/17/19 05/20/19 24906419137073225281690 HSWHSN1564849507 50F6 800-9332887 FL 56.83 05/17/19 05/20/19 24906419137073225327006 HSWHSN1564848527 50F6 800-9332887 FL S6.83 05/17/19 05/20/19 24765019139206325740879 RADIANT LIFE COMPANY 888-593-9595 CA $125.28 05/18/19 05/20/19 24906419138073285743802 HSWHSN1564848547 60F6 800-9332887 FL 56.83 05/18/19 05/20/19 24906419138073284919734 HSWHSN1564849507 60F6 800-9332887 FL 56.83 05/18/19 05/20/19 24906419138073284997276 HSWHSN1556820495 60F6 800-9332887 FL $6.90 05/18/19 05/20/19 24906419138073285899323 HSWHSN1564849506 60F6 800-9332887 FL 56.83 05/18/19 05/20/19 24906419138073287082456 HSWHSN1564848527 60F6 800-9332887 FL 56.83 05/20/19 05/21/19 24492159140637240429182 SP • YUMMY BAZAAR INC YUMMYBA7_AAR.MNJ 5113.31 05/20/19 05/21/19 24431069140083707357316 AMZN MICTP US*MN49G1V32 AMAMZN.COMIBILLWA $19.95 05/21/19 05/22/19 24692169141100632867893 OVC'577053471201.60F6 800-367-9444 PA 57.62 05/21/19 05/22/19 24431069141083305558748 AMAZON.COMWN9R6IHN2 AMZNAMZN.COM/BILLWA $23.09 05/22/19 05/22/19 24431069142083048519424 TARGET.COM • 800-591-3869 MN 535.79 05/22/19 05/23/19 24692169142100409307751 AMZN Mktp US'MN2WH3BI2 Amzn.ccm/biIIWA $32.06 05/21/19 05/23/19 24676459142500519975055 VITAL CHOICE SEAFOOD 306-603-9549 WA $152.15 05/25/19 05/27/19 24692169145100212056899 OVC'577282450203.60F6 800-367-9444 PA 58.88 05/25/19 05/27/19 24692169145100212056907 OVC'577282450202.60F6 800-367-9444 PA 58.88 05/25/19 05/27/19 24692169145100212058915 OVC'S77282450201.60F6 800-367-9444 PA $130.64 05/28/19 05/30/19 24678459149500485765780 VITAL CHOICE SEAFOOD 306-603-9549 WA 5111.60 06/02/19 06/03/19 24492159153637881035870 COLES WILLBURBANK.SRI S52.35 06/02/19 06/03/19 24492159153637681335767 COLES WILLBURBANK.SRI $44.92 06/02/19 06/03/19 24445009154600042250113 HAUTLK RACK8885478438 888-547-8438 CA $124.73 06/02/19 06/04/19 24445009154500313959949 SIERRA WEB-INTERNET 800-713-4534 WY $99.95 06/04/19 06/04/19 24431069155083033428643 TARGET.COM • 800-591-3869 MN $16.66 06/04/19 06/04/19 24431069155083034520372 TARGET.COM • 800-591-3869 MN $19.65 06/02/19 06/05/19 24639239155900019905800 THE REPUBLIC OF TEA. INC.800-2984832 CA $34.30 06/05/19 06/06/19 24492159156637030382840 VICENZO LEATHER VICENZOLEATHETX S63.96 06/06/19 06/07/19 24906419157074316875007 Eyrie •136759268.VP 800-6765523 MN $23.31 06/08/19 06/10/19 24692169159100447376834 OVC*5821471469muldine 800-367-9444 PA $44.97 06/08/19 06/10/19 24692169159100460608469 NETFLIX.COM NETFLIX.COM CA S12.99 06/08/19 06/10/19 24906419159074418034139 HLU'Hulu 956791389120-U HULU.COM/BILLCA S5.99 06/09/19 06/10/19 24431069160200685969322 SHEAR ENTERPRISES. LLC 727-898-8400 FL $151.36 06/10/19 06/11/19 24055239161083306558718 WALMART.COM 8009666546 800-966-6546 AR 557.94 TOTAL New Activity for $1,666.80 2019 TOTALS YEAR-TO-DATE Total Fees charged in 2019 Total Interest charged 2019 S0.00 $97.12 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) Is the annual Interest rate on your account. Annual Percentage Rate Balance Subject to Type of Balance (APR) Interest Rate Purchrsee 11.90% (v) $0.00 Interest Charge $0.00 Navy Federal Credit Union SP 001 EFTA00133937
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P Visa Signature firs/ Rewards INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual Interest rate on your account. Annual Percentage Rate Balance Subject to Type of Balance (APR) Interest Rate Interest Charge Cash Athances 13.90% (v) $0.00 $0.00 Bel TrI/Conv ChM (v) = Variable Rate 11.90% (v) $0.00 $0.00 ' Bat TrUConv Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest Interest is assessed from the transaction date to the date the amount is paid in full. Navy Federal Credit Union SP 001 EFTA00133938
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NAVY 3 FEDERAL Credit Union MINIMUM PAYMENT DUE 41.00 Visa Sgnature eeroheRewards PAST DUE PAYMENT PAYMENT DUE DATE NEW BALANCE ACCOUNT NUMBER AMOUNT ENCLOSED 0.00 PLEASE MAKE CHECK PAYABLE AND MP& TO: NAVY FEDERAL P.O. BOX MERRIFIELD VA 22119-= 08/08/2019 2,023.94 xxxx xxxx xxxx $ PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE. PT BRUNSWICK GA 31523-6397 XX XX XX XXXXXXXXXXX XX XX XX XX XXXXXXXXXXX XX XX XX XX XXXXX ACCOUNT NUMBER JO= 'ECU =OM ACCESS NUMBER 5737231 SUMMARY OF ACCOUNTACTIVITY Previous Balance $1.388.24 Payments -$0.00 Other Credits -$478.95 Purchases +$1.098.80 Cash Advances +$0.00 Fees Charged +$0.00 Interest Charged +515.85 New Balance $2,023.94 Past Due Amount $0.00 Over Limit Amount $0.00 Credit Limit $8,000.00 Available Credit $5978.06 Cash Limit $4,000.00 Available Cash $4,000.00 Statement Closing Date 07111/2019 Days In Billing Cycle 30 St 0010443 YeaSwan eaai Rewards PAYMENT INFORMATION New Balance $2,023.94 Minimum Payment Due $41.00 Payment Due Date 08/0812019 Late Payment Warning:If we do not receive your mina-num payment by the date listed above. you may have to pay a $20.00 late fee and your APRs may be increased up to the Penalty APR of 18.00%. Minimum Payment Warning: If you make only the minrnum payment each period. you will pay more in interest and it ven take you longer to pay off your balance. For example: II you make no additional charges using this card and each month you pay... Only the minimum Darren $67 You wit pay al the balance shown on this statement n And you wit and up paying an estimated lots of... 11 years 33.383 12.412 (Savings • 3971) 3 yews Pape 1014 QUESTIONS Credit Card Services 1-6613842.6328 Send Billing Inquiries To: Navy Federal Credit union P.O. Box merlins VA 22119M Seed Payments To: Navy Federal P.O. Box= martinet., VA 22119- To view your account PRIM MIt clanyledereloNE. For onlormsaan about pada Ounsaaall Yamces. you may go Is hop.owayojustioo.00veusu Ilswean.counsollat000ncles. oPProvae•pursuom.11.ust.111. or call1404403-7I06. REWARDS SUMMARY Start Balance Earned $85.46 $928 Bonus Redeemed $0.00 $0.00 Adjusted $0.00 Purged End Balance &too $94.74 Redemptions we not permitted an dosed or delinquent accounts. TRANSACTIONS PAYMENTS AND CREDITS Dens Date Post Date Reference No. Description Submitted By Amount 06/12/19 06/13/19 744450091E4600051397346 HAUTLK RACK8885478438 sax( =cc max= $218.56 06/21/19 06/24/19 7467645917300090757544 888-5478438 CA VITAL CHOICE SEAFOOD x:occ ant xca= $17.85 07101/19 07/02/19 74055229183400221000016 BELLINGHAM WA ARMYNAVYOUTDOORS.COM Loa max max- $123.01 JACKSONVILLE FL 07109/19 07/10/19 74431059191200597694257 SHEAR ENTERPRISES, LLC ST root )cc000cxx= $119.53 PETERSBURGFL TOTAL PAYMENTS AND CREDITS $478.95 Navy Federal Credit Union SP 001 EFTA00133939
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P NrCU ACCOUNT NO. RANK/RATE NAMC if IR3T • CREDIT CARD CHANGE OF ADDRESS VISA ACCOUNT NO. LAST SUFFIX, NEW ADDRESS Ll I Y SIAIE OP LIME APPUCANT OR CO-APPUCANT SIGNATURE THIS ADDRESS CHANGE IS APPLIC.ARLE TO: NSA ONLY ALL APPLICANT'S NFCU ACCOUNTS .i0iNi OwNERIS)-iF NFCti SAVINGS IS A taNT AfIrit INT HOMETELEPHONE %Vile fklikVSKINe Information About Your Visa Account Important Telephone Numbers For Navy Federal:9 Credit Card Services For Credit Card Services and Lost Cards, call tell-free 1-888-842-6328 Coted internationally 1-703.255.8837 For toll free numbers when OvetSeaS. navytedeeillOrgiCiversean Emergency ASSistanCe ..1.800-VISA.911 Emergency ASSiStanCe (hem overseas, Call collect) 1-410.581.9994 Variable Rate Information: Your Standard APR will vary based on the U.S. Prime Rate. Ths means wour APR could increase it the U.S. Prime Rate Increases or decease t the V.S. Prime Rate decreases. An inereaSe or decrease in your APR will affect the total anoint of interest you pay. YOur APR is ad)usted monthly co the first business day ra the month; it is determined by addng a Margin to the U.S. Prime Rate pubished in the Wall Street Journelco the first day of the previous month. Your Margin is a percentage amount that we determine based on an evaluation c4 your credit history. Payments: Payments may be made by mail, electronic bander, or at a branch in person. NI payments must be made in U.S. (Wart Pasts you mail must be addressed to Navy Federal, P.O. Box Merrifield, VA 22119 Payments we receive by mail at this address by 5:00 pm ET will be credited the sane day. In some cases, available credit may be delayed until the payment is veined. Mailed payments to your credit card account may not be commingled with funds designated fa credit to other Navy Federal acconts. We will accept late et partial payments vahout forfeiting any of Navy Federars rights under this Agreement Payments that are marked "paid in full' and that are of an amount less than the balance al the credit card amourite that are marked wet' any ether raUlctve endorsements, should be sent to P.O. Box = , Medfield, VA 22119, AtM. Oeclit Card Division. Transactions Made In Foreign Currents All Vita purduses and cash advances will be tilled to you in U.S. cellars. The rate ci exchange used for processing international transactions is a rate selected by Visa from the range a rates available in wholesale currency ma kets fa the applicable central praesew date, which rate may vary from the rate Yea itself receives or the government-mandated rate in elect for the applicable central povecing date. Paying Interest Your due date is at least 25 days after the dose of each billing cycle. We will not charge you interest on purchases if you pay yOur entire balance by the due date each man. We will begin charging interest on cash advances, balance Wanders, and convenience checks on the transaction date. ATM Cash Advance Fees: None Y performed at a Navy Federal branch a ATM. Otherwise $0.50 per domestic transaction or $1.00 per overseas transactko. If you use yOur card at an ATM not operated by Navy Federal, you may be charged an ATM fee by the owner a the ATM. How We Determine The Amount Of Interest Charges: Nary Federal calculates interest changes on your account by applying the periodic rate to the average daily balance of you account, including anent transactons. To get the average daily balance, we take the teginning balance a you, account each day, add new puchases and cash advances, and subtract any payments, credits, and unpaid interest charges to give us the daily balance. Then, we add up all ra the daily Mance for the billing cycle and dNide the total by the number ci days In the baling cycle. This gives us the average daily balance. You can find your 'average daily balance' for each baling cycle in the 'Balance Subject W Interest Rate' column of you, statement. Payment Allocation: In general, we WI apply your miamum payment to the overtime moult (it any), Merin, and fees first berm applying it to principal balances. If your account has balances with different APRs, we Wit apply the minimal, payment first to the balance with the lowest APR before balances with higher APRs. My payment amount in excess of the Mininluni payment wil be allocated to the balance with the highest APR and any remaining petal to the other balances in descending ceder based on APR. C 2017 Nary Federal NFCU 57N (12.17) Pew 2014 Billing Rights Summary Whet to Do Yen Mai You Find a Mistake on Your Stelanent If you think there is an era on your stament, write to us at: Navy Feaval Credit Union P.O. 80x Merrifiel0, VA 22119 You may also contact us electronically through Online Banking atnavyfederaLorg. In your letter, give us the following information: • Acc0unt uirennetion: Your rare and account timber • Oast amount The dinar smolt of the suspected error • Description of problem: If you think there is an erns an your NIL describe what you believe is wrong and why you believe ic is a mistake. You must mead us within 60 days after the error appeared al your statement. You must notify us of any potential errors in writing a electronically. You may call us, bat you do, we are not required to Investigate any potential errors, and you may have to Pay the amount in question. 1Vhde we investigate whether a not there has teen an error, the following are true: • We cannot try to collect the anoint in question or report you as delinquent on that moult. • The charge in question may remain on your statement, and we may cootnue to charge you interest on that amount. But, if we determine that we made a riVetalee, you will not have to pay the amount in question or any interest or other fees related to that amount. • While you do not have t0 pay the amount In question, yOu are responsible for the reminder of your balance. • We can apply any unpaid amen aganst your at& Your Rights it You Are Obsatieded With Your Crate Card Pm-theses If you are dasatisted with the goods or services that you have purrJused with you creel cad, and you have tried in good faith to cared the problem MIA the merchant, you may have the right not to pay the remaining amount due on the purchase. To use this right, all of the following mast be Me: 1. The purchase must have been made n you home state a vain 100 man of your anent mailing address, and the purchase price must have been more than $50. (Note Nether a these is necessary V your purchase was based on an advertisement we mailed t0 y0u, a n we own the company that sad you the goods a ServiOn.) 2. YOu must have used your credit card fa the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do net guilty. 3. You must not yet have fully paid for the purchase. V all of the criteria above are met and you are Mil dissatisfied with the purchase, contact us in writing a electronically at: Navy Federal Oval Union P.O. Box Skidded, VA 22119 You may also contact us electronically through Online Banking atnavyfederal.org. Mae we livestigate, the same rules apply to the reputed amount as ciscussed above. After we finish our investigadon, we will tell you our dealer,. At that pant, S we think you a2 an amount and you do net pay, we may report you as delinquent. Navy Federal Credit Union SP O01 EFTA00133940
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NAVY FEDERAL \Imaginative a /i Reward.s =I X304 Credit Union TRANSACTIONS Lc« nn nix NB Trans Date Post Date Reference No. Description Amount 06/10/19 06/12/19 24789309162696603266118 STONEWALL KITCHENCORP 207-3512713 ME $43.51 06/11/19 06/13/19 24789309163701303925109 STONEWALL KITCHENCORP 207-3512713 ME $43.38 06/18/19 06/18/19 24204299169000610674948 KEEN INC 165-03232055 OR $130.65 06/19/19 06/20/19 24055229170200829500375 ARMYNAVYOUTDOORS.COM 904-725-5000 FL $113.23 06/21/19 06/24/19 24492159172637815163894 SP • ANGELA CAGLIA HTTPSANGELACACA $116.00 06/21/19 06/24/19 24906419172075086870160 Evine '138612940 800-6765523 MN $81.46 07101/19 07/02/19 24492159162637324543768 SP • ANGELA CAGLIA HTTPSANGELACACA $158.40 07106/19 07/08/19 24906419167075892255534 Ems '136759268.VP 800-6765523 MN $23.31 07107/19 07/08/19 24492159188637633912680 COLES WILLBURBANK.SRI $67.83 07108/19 07/09/19 24692169189100742841538 NETFLIX.COM NETFLIX.COM CA $12.99 07108/19 07/09/19 24055239189083313531488 WALMART.COM 8009666546 800-966-6546 AR $65.18 07108/19 07/09/19 24906419189075966837751 HLU'Hulu 956791389652-U HULU.COM/BILLCA S5.99 07109/19 07/10/19 24692169190100220509398 OVC*582I47146903•20F3 800467-9444 PA $14.99 07109/19 07/10/19 24692169190100220509404 OVC*582I47146901•20F3 800467-9444 PA $14.99 07109/19 07/10/19 24692169190100220509412 OVC*582147146902•20F3 800467-9444 PA $14.99 07108/19 07/10/19 24081629190017037697879 COCOCARE PRODUCTS 973-989-8880 NJ S97.95 07109/19 07/10/19 24332399191010509162239 DR. NATUFtA 800-8770414 WV $93.95 TOTAL New Activity for $1.098.80 INTEREST CHARGED Description Amount INTEREST CHARGE-PURCHASES $15.85 TOTAL INTEREST $15.85 2019 TOTALS YEAR-TO-DATE Tots Fees charged in 2019 Tots Interest charged ri 2019 $0.00 $112.97 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual Interest rate on your account Annual Percentage Rate Balance Subject to Type of Balance (APR) Interest Rate Pischases 11.90%(v) $1.597.91 Cash ArNerces 13.90% (v) 50.00 Bal TritowChle 11.90%(v) $0.00 (v) = Variable Rate • Bal TrUConv Chk = Balance Transfer or Convenience Check. There is no grace period to avoid interest Interest is assessed from the transaction date to the date the amount is paid in full. Interest Charge $15.85 $0.00 $0.00 Navy Federal Credit Union Sp 001 EFTA00133941
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Visa S ( ignature al / Rewards Navy Federal Credit Union SP 001 EFTA00133942
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NAVY 3 FEDERAL Credit Union Visa Sgnature eeroheRewards MINIMUM PAST DUE PAYMENT DUE PAYMENT PAYMENT DUE DATE NEW BALANCE ACCOUNT NUMBER AMOUNT ENCLOSED 0.00 0.00 PLEASE MAKE CHECK PAYABLE AND MP& TO: NAVY FEDERAL P.O. BOX MERRIFIELD VA 22119M 09/08/2019 247.65 xxxx xxxx xxxx $ PLEASE INDICATE CHANGE OF ADDRESS ON REVERSE. PT BRUNSWICK GA 31523-6397 XX XX XX XXXXXXXXXXX XX XX XX XX XXXXXXXXXXX XX XX XX XX XXXXX ACCOUNT NUMBER IOWA KW xxxx I = ACCESS NUMBER 5737231 SUMMARY OF ACCOUNTACTWITY Previous Balance Payments -$2.952.10 Other Credits -$94.74 Purchases +5127D55 Cash Advances +50.00 Fees Charged +50.00 Interest Charged +50.00 New Balance $247.65 Past Due Amount $0.00 Over Limit Amount $0.00 Credit Limit $8,000.00 Available Credit $7,752.35 Cash Limit $4,000.00 Available Cash $4,000.00 Statement Closing Date 08/11/2019 Days In Billing Cycle 31 REWARDS SUMMARY •• 0119118 VisaSwan ezzai Rewards PAYMENT INFORMATION New Balance 5247.65 Minimum Payment Due NONE Payment Due Date 09/08/2019 Late Payment Warning:If we do not receive your mins-num payment by the date listed above. you may, have to pay a $20.00 late fee and your APRs may be increased up to the Penalty APR of 18.00%. Minimum Payment Warning: If you make only the minrnum payment each period. you will pay more in interest and it ved take you longer to pay off your balance. For example: II you make no You wil pay off additkinal charges the balance 'Sang "la card Shown on this end each month statement it You Pay... about.. Only the mnimum ?. payrnenl 15 month And you will end up paying an ssomaied Iola! of... $268 Pape 1014 QUESTIONS Credit Card Services 1488849.8328 Sand Billing Inquiries To: Navy Federal Credit union P.O. Box merlins VA 22119-IM Send Payments To: Navy Federal P.O. Box= meanies, VA 22119M To view your account online Mall eavytederal.Org. For tolerates's about credol Monselvro ;emcee. you may go 10 Pillp //way. justiotgovetati asbcrean.counseentagancles. alaprovec•pursuem.thute.111. or call1408403-7108 Start Balance Earned Bonus Redeemed Adjusted Purged End Balance $94.74 i $19.05 $0.00 $94.74 $0.00 $0.00 $19.05 Redemptions are not permitted on closed or delinquent accounts. , TRANSACTIONS PAYMENTS AND CREDITS Trims Date Post Date Reference No. Description 07/13/19 07/15/19 741:60959196085300710007 NFO PAYMENT RECEIVED 07/13/19 07/15/19 741350959196088090710009 NFO PAYMENT RECEIVED 07/15/19 07716/19 74060959197423820207328 CASH REWARDS 07/24/19 07/24119 74060969205062530720004 NFO PAYMENT RECEIVED 08/08/19 08/06119 74060959218088040800003 NFO PAYMENT RECEIVED TOTAL PAYMENTS AND CREDITS Submitted By xxxx m.xx xxxx fin oca =al= Lox nrcooca= xxxx oca =a= mm max max Amount $500.00 $500.00 $94.74 $1.350.37 $801.73 $3,046.84 TRANSACTIONS =cc mom xxxx= Trans Date Post Date Reference No. Description Amount 07/14/19 07/15/19 249084191950782699321383 HSN'HSN1599210741 800-9332887 FL $17.49 07/14/19 07/15/19 249013419195078269933752 HSN'HSN1599307560 10F5 800-9332887 FL $8.65 Navy Federal Credit Union SP 001 EFTA00133943