EFTA00187050

MIL 
IL 
8EAR 
ST:-..ARNS & CO. 
PROFIT SHAP.ING PLAN 
RUN OA It 
04/30/5 I 
04/30/5 
)1Sn/80710N REASON: DISMISSAL ellTH CAUSE 
EFFECTIVE DATE 
04/01/81 
DATE OF E' NTRY 
05/01/76 
NAME • ADDRESS 
EPS TE IN JEFFREY 
I I 
CHECK AMOUNT 
PAYMENT SUMMARY 
S 
3,214.81 
RESCNIFI ZICIN* 're( 
';':.,t:INECIRMAT1VE 
• 
4;... • cast 
. 
. VALUE . .. ••• 
, 
• • PAYABLE 
)IVERSIFI ED FUND 
:OMPA NY ACCOUNT 
:OMPA NY ACCOUNT 
:UND TOTALS 
*F 
FE ITED* 
TOTAL VALUE 
LESS: 
$ 
725.75 S 
3,214.87 S 
3,214.8' 
S 
725.73 S 
3,214.86 
1,451.48 S 
.4,429.13 S 
3,214.8' 
FORFEITURE 
•
 
...... 
S 
6,429.13 
3,214.86 5 
3,214.86-
CASH PAYASLE. 
 S 
3,214.87 
7*(3.70) 3-31 
_M(1 
A..4 IC 1 -ann• . 
EFTA00187070

NAME 
EPSTEIN, JEFFREY 
BORN: 1/20/53 
DATE OF REPORT 
5/3/76 
This will supplement our report of 4/28/76. 
At the New York University Bursar's Office, MR. BISOTNA advised 
the following regarding applicant: 
Initially a check in the amount of $1,080 was received by the 
University but it was returned with a notice that there was 
insufficient funds to cover the amount. The applicant then 
entered into an agreement with the University, a promissory 
arrangement was made to pay the amount. When he defaulted 
the University instituted legal proceedings. Source said that 
satisfaction papers had been filed. It was suggested we 
contact CURTIS ETTINGER, the school attorney for further details. 
MR. CURTIS ETTINGER advised the matter had been settled. 
The initial payment check, marked as having insufficient funds 
was not in the applicant's name but in the name of Paula Epstein. 
When the check did not clear, Mr. Ettinger contacted applicant's 
brother, Mark Epstein who advised that applicant was in Europe. 
Further action was delayed and subsequently Mark Epstein made 
a partial payment of $345. The matter, however, was still not 
resolved and legal proceedings were instituted in New York County 
Civil Court in December 197S. The matter was finally resolved 
in December 1975 when satisfaction paper was filed. 
cp 
The information contained in this report is for the SOLE AND CONFIDENTIAL use c tka tiekceva,a, - 
:.. ......... • 
EFTA00187071

Memo 
BEAR 51MRNS 
To 
Steve Lacoff 
Personnel Department 
From 
Subject 
James E. Cayne 
Dote 
Effective immediately, Jeffrey Epstein is to receive 
a $400./mo salary increase. 
p 
7? 
,/ 
24 
V& -o 
EFTA00187072

--•4•••• 
February 26, 1979 
Mr. Bennett 
Douglas, Elliman, Gibbons & Eves 
Dear Mr. Bennett: 
Please be advised that Mr. Jeffrey Epstein is 
employed at Bear, Stearns & Co. at a salary of 
$75,000.00 a year. 
Should you have any further questions, please 
do not hesitate to contact me. 
Sincerely, 
Stephen A. Lacoff 
Personnel Director 
SAL:bl 
EFTA00187073

Hoar, Slearns & Co. 
55 Water Street 
N.Y. 10041 
WRITER'S DIRM! OMAl. NUMBER 
Dalton Schools 
108 East 89th Street, 
JEFFREY E. EPSTDIN 
(Applicant's camel \ 
has applied to us for employmenAs a previous employer, we would appreciate your comments. 
t\lh
We have obtained a signed autho 'zation and indemnification agreement from the applicant to 
conduct reference checks, a copy of 
ich is enclosed. 
BEAR STEARNS 
March 16, 1976 
flew York, New York 
Should you prefer to respond, by telephone, please call our reference section at 
Dates of Employment: 
Claimed from 
Verified from 
Above Avera 
Attendance 
Punctuality 
Work Performance 
a
Rating 
C:1 
To 
the best 
of 
your knowledge, 
account? Q 
Yes 0 
No 
to 
to 
Average 
Below Average 
IZn 
did 
this 
applicant
awe 
a 
Securities 
brokerage 
Would 
you 
recommend 
the applicant for 
a 
position of trust involving negotiable 
securities? 0 
Yes 0 
No 
If your present policy permitted, would you rehire this applicant? ED \s  ON° 
Is there anything we should know about this applicant which would help ntake our relationship a 
successful one? 
t\ 1/4
GENERAL REMARKS: 
Name: 
Signature: 
Form 267 (10/75) 
Title: 
Date: 
New York/Atlanta/Boston/Chicago 
Dallas/Los Angeles/San Francisco 
Amsterciam/Geneva/Paris 
EFTA00187074

Bear, Stearns & Co. 
55 Water Street 
10041 
WRITER'S 
1 
NUMBER 
Cooper Union 
4th Avenue & 8th Street 
New York, New York 
Attn; Registrar 
33C-AR STU\RNS 
March 16, 1976 
RE: 
JEFFREY F. 
N 
Date of Birth 1/20/50 
To Whom It May Concern: 
Jeffrey 
has applied to us for a position 
claiming attendance at your school from 9/66-6/70 BS degree 
We shall appreciate your giving us any information 
you can as to scholastic standing, personality, background, 
etc., of this applicant. 
For your convenience in replying, we are enclosing 
a self-addressed stamped envelope. 
Thank you in advance for your cooperation. 
Sincerely, 
SAL/keh 
e` 41/ 
tephen A. Lacoff 
Personnel Director 
The above Jeffrey E. Epstein did not graduate 
Dates of Attendance: Sept. 1969 to Jan 1972 
Date of Birth: fan ;y 20, 1953 
/41
1•
 
 
I 
/ 
4j:, 
.., 
Dean of Admi sions 6 Records 
New York/Atlanta/Boston/Chicago 
Dallas/Los Angeles/San Francisco 
Anistswins refl..- I O.a. 
EFTA00187075

New York University 
Graduate School of Arts and Science 
Recording Office 
6 Washington Square North. Room 3 
New York. N.Y. 10003 
Telephone: 
March 23, 1976 
Mr. Stephen A. Lacoff 
Bear, Stearns & Company 
55 Water Street 
New York, New York 10041 
To Whom It May Concern, 
This is to certify that Jeffrey E. Epstein whose date 
of birth is January 20, 1950 was registered as a non-degree 
student in the Graduate School of Arts and Science, Department 
of Music from September 1971 to May 1974. Mr. Epstein did 
not receive a degree from New York University. 
In the Spring 1974 semester, Mr. Epstein had issued an 
invalid check to our Bursar's Office. 
Yours truly, 
ML/ks 
(Mrs.) Mavis Lewis 
Recorder 
EFTA00187076

**PLEASE CHECK EACH WHEN COMPLETED** 
NAME 
,c"? 
DATE OF EMPLOYMENT 
APPLICATION 
/c' 
Type "PCA" (one for Payrol l , one dupl icate 
SENT  416 RECD 
/if 
Bonding Appl ication 
/Or
Stock Exchange Form 
Security Accounts form 
Fair Credit form 
Locator Card 
Benefits Enrol lment Card 
SENT 
3 Ilto 
Hospital ization Cards 
SENT —3—Illo 
 
C 
.
Waiver Card (if appl icable) , 
A.,. 
4 
-I. '1 
W 4 form 
SENT to Payrol l 
 .3‘16 
, 
Card for Mai l Room 
SENT 
i ,j5` ,
Card for Telephone Department 'SENT 
3116 
F . 
L I-
YAW 
Card for Security 
Working Papers for Minors (If appl icable) 
Enter new employee on Salary Sheet 
Add new employee to Board - Index fi le 
Time card (if appl icable) 
l, 
Background Letters 
SEN 
(14 
SENT ni 
Welcome Letter. S Benefits Book l4
pkii 
School Reference 
SENT 
tte 
/Li 
Introduction Letter to Sup rvisor 
SENT .."-- 
/—i—
Announcements (if appl icable) 
SENT 
Send in Bonding Appl ications SENT 
_ -5IEK 
/ 
Send in Fingerprint Cards (get chec 
from Cashiers Dept . first) 
id,,./ 
SENT 
W 
Newspaper Ads (if appl icable) 
ENT 
/ 
Orientation 
/1/ 
Medical 
/CY' 
Enter in Job Log Book (Blue Book) 
¢—/-
Index
Card (Contains DOE, Dept. Agency, Letters sent etc.) 
/L.,/' 
Telephone Verification 
t-7 
Put Special Record notice on locator card and appl ication 
H
-
(if appl icable) 
Fingerprints taken 
/I-4 
DD2I4 for Veterans 
1---1 
Fi le 
c:
74 
4/Y 
ran 
Background check: 
\ 
) i r _ 
Letters 
Other 
EFTA00187077

CREEK PALM: 
A 4.IPOINT COWS( IN TNt C.RAOUATE SO•Xl Of ARTS /WO SCIENCE IS 114( *OAR 
PALIOHINID a 
A CLASS THAT KITS AT LEAST 00 SAS Era NU MN NUM MECO:. A S-POINT 
COURSE IS TR lotaS PROICNIOCO fa A CLASS THAT WELTS At LUST TM WARS A ME% fa Firsts 
NOM. CERTAIN LAIORATONT MAIMS WAY RIMINI MO Ian 1110.00JT TIC ISM AS 11•E (OwVALOR 
Of CPC IOUS Of P. 11C1INIE COORSt. SIAM AI  1RENUl11 Ill000••• CI aaaaaaa toor.ba Atoms. 
• gums ro• 
...tt I I. tie".  
If  tom. • mesas. N.. PIO aaaaaa ruin aaaaa . 
Mill IS la twit 
Si /Mel as 
0 
0 
• 
1 
k 
AZ.
CCi T S- 
I 
J14$ ats 
—
SRI 
. 4. • 
I 
• I 
1 
Aott
22
0 0 
to • 
AC Et 
I 
614/4,61 
L-
I 
No. 
••••• 
NO 
•1 0
t 
% 
Iu 
i‘k 
Attie A IIIANTH* 'r' Arryety•A:•orsow-A--,••••••-onoto, 
I 
IlI 
.... 
• — 
. 
!wra
. 
• a 
:
. 
... 
Iht • 
. 
i 
C 
1 
■ 
EFTA00187078

Pritit Clearly -?Jse Ball-Point Pen 
Binh 
ION  
• 
• I 
I 
r 
r 
e 
l 
l Date 
:1 attended wider any otter name, indicate: 
g 
.1? 
with 
LAST 
V ae 
GATT 
CIA COOL 
tItATIPRC 
OAT' 
n space above print full name and address to which transcript Is to be san 
This (win will be used in a window envelop*. 
(Over 
;.. 
1..A•1 
VOWS 
Division of N.Y.U. attended' 
0 Undergraduate 
0 Graduate 
, yens and year ol, last attendance: 
Number of trenedripts desired'  • • 
' If currently in attentions do you vent transcript held for 
final grades? 
Yeeo 
No 
aci•Ol 
EFTA00187079

I 
:r t.. 
-07;,:f.:I's are or.:cer...r) 
•i.): lett 
310.,:i per ;-arvicr 
Ar:Si ,h, tinO: 
c..?rir '
'•:—::••:•-• 
•:' 
• 
:de 
; 
&e to 1%e :•i.:^10 
;, .;',iC 
t..1.7 
;(.> e; • 
;'n tifor..19 •;C: 
EFTA00187080

BUkRNS
R 
STM
VIA OVERNIGIIT MAIL 
U.S. Department of Justice 
500 S. Australian Avenue, 4 1h Floor 
West Palm Beach, FL 33401 
Re: 
FGJ 07-103(WPB)-Tues./No. OLY-71 
Deaf 
BEAR, STEARNS & CO. INC. 
SHARON D. CERES 
320 PARK AVENUE 
NEW YORK, NEW YORK 10022 
Phone 
Fax 
scores 
eaccom 
September 7, 2007 
In response to the Grand Jury Subpoena dated August 15, 2007 with regard to the above-
referenced matter, enclosed please find the personnel file for Jeffrey Epstein as well as CD 
containing account statements for Jeffrey Epstein as well as the following accounts in which Mr. 
Epstein has some relationship: 
Epstein Interests 
Financial Trust Co. Inc. 
Institutional Interests 
Heritage Interests 
International Charitable Interests 
Health & Science Interests 
If I find any other accounts that are responsive to your subpoena, as I continue my search, I 
will forward the statements to you under separate cover. 
Should you have any questions or I can be of further assistance to you, please contact me at 
the number listed above. 
Encl. 
Sincerely, 
BEAR, STEARNS & CO. INC. 
Cep 
Sharon D. Ceres 
Legal Assistant 
ATLANTA I KUNG I BOSTON I BUENOS AIRES I CHICAGO I DALLAS I OUBLN I MONO KONG I LONDON 
LOS ANGELES I LUGANO I NEW YORK I PUERTO RICO I SAN FRANCISCO I SAO PAULO I SEOUL I SHANGHAI I SINGAPORE I TOKYO 
EFTA00187081

AN 
a 
ADaRESS 
a l.Lq..uoig_u eve., iirooKAytt
PLY• 11224 
0-4.c.J 373-2262 
'NOEL 
tA91 EMPL0YER 
Dalton Schools 
EDUCATION N.Y.C. 
FROM 9/74 
To 
3/76 
MILITARY STATUS 
POSin 04Phys.De_pt. nun, $1500 
omAGEKT 
Room<Anon 
mmeMark Epstein 
AGGRESS 
Above 
Mo. 
Tti.ErNONE • 
Above 
RELADONSIRP 
Brother 
GROUP NOSINTALIZATION 
NTS( 
" 
• 
ATE 
4 • 1--)C 
• 
REGISTRATION OATES 
DIROLLVICIT OAT! 
'mania 
EPSTEIN, J. 
LI INDIVIDUAL 
U 
rAmILY 
U 
NONE 
011it 
Pk!
DATE 
KEY 
POSITION TITLE 
DEPARTMENT 
I or 
INCIEASC 
Gomm 
COMMENT 
3/15/76 E Trainee 
Floor De•t. -AMEX 
225.00 
- 
./ 
• 
P 
0 
.z 
ei 
--..e. 
.540.0.0 45-4" 
f -any 49 
,, 
- 
• 
d d 0 
_ __ 
/_,. 
I--
0, 
...I-- 
I,
,, 
Part 
0•0 
41 
„ 
1. 
r 
so• 
4Q a 
KEY: E • FULL TIME 
T • PART TIME 
• 
l• 
SUMMER Nap 
M- MERIT INCR ASE 
S • SALARY ADJUSTMENT 
P • PROMOTION 
T - TRANSFER 
X • RELEAStO 
R. RESIGNED 
L 
LEAVE OF ARE. 
I • RETIRED 
O DEATH 
H 
REHIRED 
S. S. 
DATE EMPLOYED 
3/15/76 
NEIN DATE 
1/20/50 
SEE 
Male 
MAIDEN NAME 
EAST NAME 
MU 
MARITAL STATUS 
Single 
NOG 
BRIM] 
NE I 
R VIEW SPROULE 
EPSTEIN 
Jeffrey 
E. 
I I 
-tsa 
4 1, 
Ir. 
N 
 
im 
I
 
U II R 
IA
A 
IS 
P 
10 
Cl 
• 
in 
A l .
E 
OI 
N
E 
N
Y
N
I.
S 
EFTA00187082

DATE 
KEY 
PCSMON tr..z 
cEpAananT 
AMOUNT 01,
e 
C.11411T 
--d»..;,‘ 
_ 
CCNITACIT 
-n in 
--n.y. ,01.4_,I la 
34 
_11-5e 
F -1-4O 
437ern..aa) gr.,..
.4.) 
_. 
3/12/8-
Feligned 
• .. 
KEY. 
E - PULL WAIF 
T- PART TIME 
E• SUMMER HELP 
IN- MERIT INCREASE 
S. SALARY ADJUSTMENT 
P PROMOTION 
T• TRANSFER 
X - RELEASED 
R• RESIGNED 
L- LEAVE dorms& 
RETIRED 
Cc• DEATH 
H• ROARED 
S. L 
MAIDEN NAME 
LAST NAME 
/MST 
DATE EMPLOYED 
3/15/76 
SIR N DATE 
MARITAL STATUS 
1/20/50 
Married 
SEC 
EEOC 
MRCP SENtOuLE 
Male
mum. 
OMMI gip 1 
g 1 me 
EPSTEIN 
Jeffrey 
Ill 
At 
141 
AP 
NA 
AU I I ll 
AI 
I AC 
AC I 
N
e
it
a
r
ci
t
e
•
I
r 
EFTA00187083

• •• 
• 
L.A..% 
• 
ill
s I 
ram 
rit.orti I T 
IThes fort it In be completed by the Employee.) 
Mr., (Mrs. or Miss) 
Ill€ CONTINENTAL INSURANCE COMPANY 
KANSAS CITY FIRE AND MARINE INSURANCE COMPANY 
FIREMEN'S INSURANCE COMPANY OF NEWARK. NEW JERSEY 
BOSTON OLD COLONY INSURANCE COMPANY 
COMMERCIAL INSURANCE COMPANY OF NEWARK. N. J. 
PHOENIX ASSURANCE COMPANY OF NEW YORK 
NIAGARA FIRE INSURANCE COMPANY 
SEABOARD FIRE AND MARINE INSURANCE COMPANY 
THE FIDELITY AND CASUALTY COMPANY OF NEW YORK 
NATIONAL•BEN FRANKLIN INSURANCE COMPANY OF ILLINOIS 
THE BUCKEYE UNION INSURANCE COMPANY 
PACIFIC INSURANCE COMPANY 
• 
THE GLENS FALLS INSURANCE COMPANY 
Branch Office  
 IIONDINO Offletti EMT 
Bond No 
Application is hereby made to one of the above named Companies (hereinafter called "the Company") selected by 
the Employer. 
i qk,:. 
E 
Amount of Rigid S 
Employee (Applleant) 
JE id., 
Position  
Trainee 
Payable 
.... 
Bear, StearnS 
CO,
al 
(nit: nein er nest tlyig 
ErriplerlF) 
55 Water St. New york,N.Y.1OO4i 
(Address Of Employer in NW by Number. Street, City) 
The Nature of the Employer's Business is  
Stock...Brokers 
FULL NAME OF APPLICANT (Please Prinr) 
Age 
1.Ock, 
SOCIAL SECURITY NUMBER ... 
Date of Birth . 
Are you an American citizen? 
veS
Present residence address: 
How long have you lived there? 
State previous addresses in full and length of time you lived at 
each tt, 
during last five (5) years. 
Nu. 
Vr V5/ r *Si:r aKi2%i-P-
(St. or Ave.) 
Oily 
Front 
Rrt 7vt°10. 11-41,„ 
Softy 
(St. or Ave.) • 
City 
State 
From  
to 
Single?  
Married?  
Separated?  
Divorced?  
Who constitue your family? 
Husband? 
Wife?  
No. of Children?  
Others?  
Do they reside 
with you?  
How long have you been 
in the continuous service of 
this employer? 
In what position? 
Trainee 
Employed at 
New York 
Dar: 
raking 
present pu- sitron 
wiring MI5 'astir/ince 
( I.)  
76 
Do you receive any income beyond that of this employment? 
If so, please state amount and sources? 
A/2 
Do you receive goods, merchandise or other property on consignment ter otherwise? 
.4,0/0
Have )ou ever failed in business or compromised with creditors? •4_j_ 
If so, when: 
 19 
• %here:  
• Business  
Name of firm:  
• Assets: S  
• Liabilities 
What were your banking connections at that time?  
Do you own your home or hold interest in other real estate?  
N g 
 In whose name is the title?  
Location or such realty
Description 
Value 
Incumbranee 
Have you any debts or liabilities other than for current expenses? 
If so, please give amounts and std chow they were incurred. 
If paid by salary, state annual amount and when payable. 
Hove you ever applied to any company for a bond? 
If so, when? 
What company issued the 'bond? 
$ IL A MO 
 payable  oi—weetly 
 
Was the bond issued" 
Who was your employer?  
Has any company ever refused to issue or to continue a bond for you? 
If so, when?  
 19...Name of the Company:  
On what ground was the bond refused?  
Have you ever been in arrears or in default in your present or previous employment? 
SUI please gm paTLICUlatS 
APPLICANT S PARENTS, IF LIVING, OR OTHER NEAREST RELATIVES
NAME 
ADDRESS (Street and No.  in cities) 
RELATIONSHIP 
'OCCUPATION 
... 
• 
..... 
..... 
EFTA00187084

YOUR OCCUPATIONS THROUGHOUT THE LAST TEN YEARS 
runtish below full particulars of your past occupations or employments during the last ten years, as called for outer 
the column headings. If you were at school within this period, give accurate identification and attendance at each 
school. Begin in the top space with your most recent activity. If the spaces here are insufficient, please couplet.. 
the record on a separate sheet and join together. 
PLEASE TYPE OR PRINT INFORMATION BELOW 
From 
..._ .._-......=--... 
iyAntb 
1. ......_ ../.111. 
./. 
1911. 
 
----
To 
Full name or exact style (if firm or
corporation) of your employer and 
his business and address. 
Town and street
address of place
where you worked.
Name and present
address of your
Superintendent.
Nature of your 
position or 
occupation.
-- 
__
a hy did you 
leave?
Month 
. tt" 
19 
..rattn-' 
/ ,p V 
Cz. .#5 ' 
Stert 0C- S. 
5- . 
p 
.-/ 
err" Se . 
.1. 
---•
 
• 
1-O3O716-1(f. 
-- 
— --- 
TH Cs 
1=
Month 
?  
19.— ...... 
Month 
19 
 
• 
• 
Month 
I  
19 
Month 
19 
. 
.. 
— _ 
- 
Month 
Month 
Month 
19 
Month 
19 
 
..... ------ .............. 
Month 
19 
 
Month 
REFERENCES 
Give as references the names and post-office addresses in full of three or four persona well acquainted with you 
during the past few years and not related to you. They should be persons of good standing in their respective comutu-
aides. Please do not refer to any officer or fellow employee in the service in which you are engaged, nor to any former 
employer. 
NAME 
.............. 
e'Sa's
2 
.
.  
,cjt-. 
PROFESSION OR 
BUSINESS / 
 
1/471÷Ple 
e
cad .tate'• 
Pe, 
Plot.  
 42-1 er1-7DX 
RESIDENCE ADDRESS IN FULL 
Street No. and Cit 
I hereby declare that the foregoing maternal a are true, and I hereby apply to the Company fur a bond in my behalf of such kind 
and in such amount as the employer to be named as beneficiary in the said hind may now or hereafter require. I also hereby agree 
for myself, my heirs, executors, and adminis rotors, to indemnify the Company against any losses, damages, costs, charges and 
expenses it may sustain, incur, or become liable fur in consequence of my acts while under the said bond or any renewals thereof, 
or any new bond issued in continuation thereto ut as a substitute therefor; and any proper evidence of the payment by the Company 
of any such losses, damages costs, charges, or expenses shall, in the absence of fraud on the part of the Company in making 
such payment, be conclusive evidence against me, my heirs, toccatas, and administrators, of the fact and extent of my liability 
to the Company under this agreement. I hereby further agree that the Company shall have the right to decline to grant the hood 
applied kw; that, in case the bond is granted, the Company. shall have the right to withdraw or cancel the bond at any time; that 
the Company shalt not be required to disclose the reasons or grounds upon which any action on i ts part in connection nith Int
said bond mawbe based; and that the Company shall nut be responsiMe fur any loss of damage that I may suffer by reason of am, 
Such action, any statutory provisions to the contrary being hereby expressly waived by me. 
This agreement may not be changed or modified orally. No change or modification shall he effective unless made by written 
endorsement hereon signed by on authorised representative of 
this  
/p 
Dated and signed at •,14, 3....1,1:.......,. 
   
/ 
 day of 
it (9.15:d 
 I9..:: 
(Town and Male) 
n 
N 
e) 
In the presence of 
i 
, 
17 --
.1„_"—
.......,—....c.„. 
"-I 
---...,.., 
EFTA00187085

ORIENTATION FOR NEW EMPLOYEES 
The basic policies of Bear, Stearns & Co. are contained 
in the attached orientation outline. After you finish read-
ing the outline, the instructor will verbally go over the 
policies in detail, and answer any questions you may have 
concerning them. 
I have read and understand the orientation outline which 
explains the following policies: 
1. 
History of the Firm 
2. 
Trial Period 
A. Probationary Agreement 
B. Background Check 
3. 
Employee Benefits 
A. Bonus Payments 
B. Vacations & Holidays 
C. Medical Coverage 
D. Life Insurance 
E. Profit Sharing 
F. Pensions 
G. Salary Advances & Loans 
4. 
Workweek: Pay & Overtime 
5. 
Payday 
6. 
Identification Cards 
EFTA00187086

7. Open Securities Trading Accounts 
8. Jury Duty 
9. Accidents or Illnesses 
10. Medical Department 
11. Disability 
12. Cafeteria 
13. Evacuation Procedures 
14. Performance Reviews 
15. Absenteeism 
SIGNATURE) 
(DATE) 
(PERSONNEL DEPT. REPRESENTATIVE) 
EFTA00187087

Near. Stearns & Co. 
SS Water Street 
N •W York 
. 10041 
DIRECT OIAL NUMBER 
University of California 
Berkeley, California 
JEFFREY E. EPSTEIN 
BEAR STBINRNS 
March 16, 1976 
(Applicant's Name/ 
Social Security No.) 
has applied to us for employment. As a previous employer, we would appreciate your comments. 
We have obtained a signed authorization and indemnification agreement from the applicant to 
conduct reference checks, a copy of which is enclosed. 
Should you prefer to respond by telephone, please call our reference section at 
Dates of Employment: 
Claimed from 
1973 
to 
Verified from 
to 
Supervisor; 
1974 
Lecturer 
Dr. Wolf 
Above Average 
Average 
Below Average 
Attendance 
C] 
I= 
CI 
Punctuality 
CI 
CI 
I=I 
Work Performance 
0 
CI 
CI 
Overall Rating 
0 
C 
CI 
To 
the 
best 
of your 
knowledge, 
did 
this 
applicant 
have 
a 
Securities brokerage 
account? 0 
Yes 0 
No 
Would 
you recommend 
the applicant 
for 
a 
securities? 0 
Yes CI No 
If your present policy Permitted, would you rehire this applicant? 0 
Yes L]
No 
Position of trust involving negotiable 
Is there anything we should know about this applicant which would help make our relationship a 
successful one? 
GENERAL REMARKS: 
Name: 
Signature: 
Form 267 (10/75) 
Title: 
Date: 
A • 
New York/Atlanta/Boston/Chicago 
Dallas/Los Angeles/San Francisco 
Amsterdam/Geneva 7Pan. 
EFTA00187088

Bear, Stearns & Co. 
SS Water Street 
New York N.Y. 10041 
MEM 
WRITER'S DIRECT DIAL NUMBER 
To Whom It May Concern: 
BEAR STMRNS 
I hereby authorize the release of the information 
requested on the attached form to my employer, Bear, Stearns 
& Co. 
Thank you in advance for your cooperation. 
n'/l- or 
-4-L 
Sincerely, 
New York/Atlanta/Boston/Chicago 
Dallas/Los Angeles/San Francisco 
Amsterdam/Geneva/Paris 
EFTA00187089