EFTA01118775

PRIVATE CLIENT GROUP 
American Home Assurance Co. 
Renewal 
(Name of issuing company) 
Homeowners Declarations Page 
Your Declarations Page shows at a glance the coverage you have and your premium. Your Declarations Page is part of 
your policy. Please read your policy carefully, including your Declarations Page and any attached Endorsements, for a 
description of your coverage. 
Policy Number: 
PCG 0002406962 
CHARTISC
Name of Insured and Mailing Address: 
Jeffrey E. Epstein 
301 East 66th Street 
Suite 10F 
New York• NY 10065 
Effective: 07/15/2011 
Policy Period: 07/15/2011 - 07/15/2012 
Al 12 01 A M. 0ar4md Irmo ed you. random; addocm clgwn ImIow 
Agency Name. Address, Phone # & Code: 
Insurance Office Central Ohio 
P.O. Box 780 
New Albany, OH 43054 
(614) 939.5471 
0050519 
YOU WILL BE BILLED BY YOUR BROKER FOR ANY PREMIUM DUE. 
The kind of losses that are covered and any special limits or deductibles that apply, are explained in detail in your Policy. 
Summary of Coverage by Location: 
358 El Brillo Way 
Palm Beach, FL 33480 
COVERAGE 
PAYMENT BASIS 
COVERAGE LIMIT 
House 
Extended Rebuilding Cost 
$4,909,785 
Other Permanent Structures 
Extended Rebuilding Cost 
$981,957 
Contents 
Replacement Cost 
$2,454,893 
Loss of Use 
S1,472,936 
Liability 
8300,000 
Medical Payments 
$10,000 
Rebuilding to Code (Law and Ordinance - 30%) 
$1,472,936 
Citizens Property Insurance Corporation Emergency Assessment: $349.24 
Florida Hurricane Catastrophe Fund Emergency Assessment: 5349.00 
Emergency Management. Preparedness, and Assistance Trust Fund: 52.00 
Location Premium: 835,815.24 
Deductible applied to this location: 
Standard (All Other Perils): 
525,000 
Hurricane Deductible: S98,196 
(2% of House coverage) 
THIS POLICY CONTAINS A SEPARATE DEDUCTIBLE FOR HURRICANE OR WIND 
LOSSES, WHICH MAY RESULT IN HIGH OUT-OF-POCKET EXPENSES TO YOU. 
Total Citizens Emergency Assessment: 
$349.24 
Total Florida Hurricane Catastrophe Fund Emergency Assessment: 
$349.00 
PCHO.DEC•FLHUR (10/09) 
Location Extension Schedule Premium: 
Total Premium: 
835,815.24 
011500(12149-000/012 
EFTA01118775

Insured 
Dwelling 
Other 
Structures 
Contents 
INSURANCE ANALYSIS 
JEFFREY EPSTEIN 
Total 
Deductible 
Liability 
Annual 
Premium 
Little St James Island 
2,815,000 
7,032,000 1,135,260 
10,982,260 
2,500 
500,000 
182,093 
No. 6B 
St Thomas, USVI 00801 
Per Insurance 
Company 
Per LSJ 
Difference 
Main House 
2,815,000 
2,815,000 
Contents 
Schedule of Other Permanent Structures better description 
1,135,260 
1,135,260 
Master Suite 
1,127,000 
1,127,000 
Bedroom Cottage # 1 - Children's playroo includes laundry 
537,000 
500,000 
37,000 
Bedroom Cottage # 2 - Guest Suite 
includes laudry 
318,000 
500,000 
(182,000) 
Bedroom Cottage # 3 - Guest Suite 
318,000 
450,000 
(132,000) 
Bedroom Cottage # 4 - Guest Suite 
450,000 
(450,000) 
Caretakers House 
455,000 
300,000 
155,000 
Gym 
677,000 
479,000 
198,000 
Large Workshop 
600,000 
350,000 
250,000 
Cottage Pool 
165,000 
200,000 
(35,000) 
Hardscape Throughout 
1,500,000 
1,250,000 
250,000 
Flag Pole 
12,000 
12,000 
Courtyard Fountain 
45,000 
45,000 
Salt Pond Cabin 
24,000 
24,000 
Look-out House Cabin 
15,000 
15,000 
Blue St Johns Flagpole House 
Kite House 
80,000 
150,000 
(70,000) 
Small Beach Cabin 
30,000 
30,000 
Tiki House 
61,000 
100,000 
(39,000) 
Flagpole # 2 with generator house 
61,000 
61,000 
Flagpole pool 
200,000 
(200,000) 
Flagpole cabana 
650,000 
(650,000) 
St Johns Massage Cabana 
15,000 
15,000 
Light Blue Beach Cabana 
58,000 
58,000 
Helicopter Pad Shelter 
add new parking area 
48,000 
100,000 
2,0001) 
(05
0.
Dive Beach Cabana 
245,000 
245,000 
Dock 
Captains Office 
608,000 
33,000 
608,000 
33,000 
Five Palms 
400,000 
0
Total Other Permanent Structure 
7,032,000 
8,032,000 
(1,000,000) 
Mechanical Building 
3,234,000 
2,500,000 
734,000 
46,893 
Office Pavilion 
2,732,006.
3,466,000 
(734,000) 
39,614 
Generator Building 
3,760,000 
3,760,000 
56,400 
TOTAL COVERAGES 
20,708,260 
21,708,260 
(1,000,000) 
325,000 
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